Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Discovering Real Marketing Value in Mobile Payments

Discovering Real Marketing Value in Mobile Payments

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Businesses are a bit blind to the tremendous potential mobile payments offers. Crafting powerful, customer-centric marketing messages is only one element. BluePay, a provider of technology-enabled payment processing for merchants and suppliers, notes now is the critical time to harness the power of m-payments given smartphone ownership has reached critical mass…

Convego CloudPay Integrates with Visa Token Service

Convego CloudPay Integrates with Visa Token Service

Giesecke & Devrient (G&D) is integrating its Convego CloudPay solution with Visa Token Service (VTS). G&D’s Convego CloudPay solution provides provisioning and life-cycle management services for payment applications on HCE (Host Card Emulation) enabled mobile devices. The relationship with Visa allows G&D to request and provide payment tokens from VTS to Visa issuers’ HCE mobile…

BRIEFS: SYNCHRONY; SVM; CUNEXUS; and GIFTLOGIC

In Other News: SYNCHRONY (La-Z-Boy); SVM (Peoples Trust); CUNEXUS (DCU); and GIFTLOGIC (receipts). SYNCHRONY – Synchrony Financial inked a multi-year extension of its private label credit card program agreement with leading national furniture retailer La-Z-Boy. SVM- Peoples Trust, a federally chartered prepaid card issuer in Canada, has expanded its issuing services to SVM, a leader…

US EMV Reeling from Merchant & Consumer Frustration

US EMV Reeling from Merchant & Consumer Frustration

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The EMV migration in the U.S. turned the payment card market on its head during the first quarter (1Q/16), as merchants struggled to catch up and assist/educate frustrated customers. During 1Q/16 EMVCo updated its EMV Payment Tokenization Specification – Technical Framework bulletin. The update will provide the payment community with a…

Worldpay’s New Pricing Plans a Boon for UK Small Businesses

Worldpay’s New Pricing Plans a Boon for UK Small Businesses

Worldpay unveiled a unique offering for the UK payments industry that will provide a greater range of payment pricing options, meaning SMEs can find the perfect payment plan to fit their business.  Taking inspiration from the mobile telephony industry, the UK’s number one payment provider has added ‘Pay As You Go’ and ‘Fixed Monthly’ card…

Rough 4Q Ride for Green Dot But GDV +6% PDV +9%

Rough 4Q Ride for Green Dot But GDV +6% PDV +9%

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] CA-based prepaid card specialist Green Dot reported flat revenues, a net loss and a drop in active cards for the fourth quarter (4Q/15). However, gross dollar volume (GDV) was up 5.8% year-on-year (YOY) and purchase dollar volume (PDV) increased 9.0% YOY for 4Q/15. Gross revenues for the fourth quarter were $150.9…