Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Wells Fargo Gets Serious with Credit Card Rewards

Wells Fargo Gets Serious with Credit Card Rewards

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Wells Fargo has unveiled a major credit card rewards program to all customers with a rewards-based credit card from Wells Fargo. WithGo Far Rewards customers can redeem their rewards at any Wells Fargo ATM, use rewards toward their qualifying Wells Fargo checking or savings account or apply toward the principal balance…

Green Dot and Uber Buddy for Uber Checking by GoBank

Green Dot and Uber Buddy for Uber Checking by GoBank

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Green Dot and Uber announced a customized business account version of Green Dot’s award winning GoBank mobile checking account for Uber’s driver-partners. Uber Checking by GoBank provides Uber driver-partners with a special kind of business checking account that reflects their entrepreneurial spirit and their fast, on-the-go, technology fueled lifestyle. The partnership…

Oberthur Shows Motion Code Cards are Red Hot

Oberthur Shows Motion Code Cards are Red Hot

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Oberthur Technologies (OT) released the results of a survey which shows eighty percent of respondents would be more likely to use a MOTION CODE-enabled card vs. one with a printed, static CVV for online shopping. The static printed code (CVV) is replaced by a mini-screen that displays an automatically refreshed code…

Digital Partners with the Leading Swiss Operator Swisscom

Digital Partners with the Leading Swiss Operator Swisscom

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] DOCOMO Digital has partnered with the leading Swiss operator Swisscom to enable physical goods to be purchased online and paid for directly onto a customer’s phone bill. With a simple API integration, retailers of physical goods will be able now to offer Swisscom Direct Carrier Billing (Easypay) as a new payment…

Discover Freeze It Receives a Digital Edge Award

Discover Freeze It Receives a Digital Edge Award

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Discover was named a Digital Edge 25 award winner for the development of the Freeze It technology, a feature that allows customers to instantly freeze their credit cards if misplaced or stolen. The seamless technology allows Discover customers to freeze or unfreeze their accounts via the mobile app, online browser or…

Chinese Shoppers Bang the Hell Out of Alipay & Tenpay

Chinese Shoppers Bang the Hell Out of Alipay & Tenpay

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The number of online payment users in China reached over a third of a trillion in mid-2015, accounting for more than 50% of Internet users. According to the latest yStats.com’s report, the online payment landscape in Asia-Pacific remains dynamic. Third-party payment services, such as Alipay and Tenpay, were the leading payment…

Other: PRESTIGEPAY; ASPEX and ENTRUST

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] In Other News: PRESTIGEPAY (Titan); ASPEX (Frontier) and ENTRUST (Commerce). PRESTIGEPAY – PrestigePay has completed the acquisition of Titan Card, a provider of prepaid products and services for the sub-prime automotive industry. PrestigePay partnered with Titan’s President, Andy Fox, who will continue to lead the automotive dealer recruitment effort under the…

NFC Logo

NFC Forum Issues New Specifications w/Connection Handover

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The NFC Forum has issued publication of one candidate and two adopted specifications, following approval by the Board of Directors. Available from the NFC Forum website, the specifications enhance the performance and security of NFC services. New candidate specification: • Connection Handover Candidate Technical Specification 1.4 defines the structure and sequence…

Survey finds Physical Credit Cards to Disappear by 2030

Survey finds Physical Credit Cards to Disappear by 2030

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] New survey shows mobile payments will be secure enough to the point where traditional methods (such as cash and credit cards) would no longer be required, 70% of respondents indicated a major shift by 2030. IEEE announced the findings of an online survey that detail more than 1,900 technology enthusiasts’ views…

ProPay inks El Paso Area Teachers FCU for LenderPay Solution

ProPay inks El Paso Area Teachers FCU for LenderPay Solution

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] TSYS’ ProPay ankled El Paso Area Teachers Federal Credit Union (TFCU) for its ProPay’s LenderPay solution to help provide members with new loan payment options above and beyond mobile apps and online bill pay. Members can now use their preferred debit card, credit card or bank account to pay TFCU loans…

Avery Deploys Visual IQ Platform to Smoke Competitors

Avery Deploys Visual IQ Platform to Smoke Competitors

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Visual IQ says Avery Products has selected Visual IQ’s IQ Intelligence Suite to measure and optimize its digital marketing spend. Avery will use the Visual IQ platform to measure the true impact of its digital marketing efforts, identify the touchpoints that are most effective across the complex customer journey, and determine…

Terra Logo

Terra and LexisNexis Risk Solutions Ink a Big Paper Deal

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Terra, a mobile-first international payment network, incubated by Mahindra Comviva, has inked a collaboration deal with LexisNexis Risk Solutions. The globalization of financial markets and the growing move to digitize remittances have made it easy to move funds to any corner of the world. With an increase in the volume of…