Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

US Card PDV

Purchase dollar volume (PDV) for Visa, MasterCard, American Express and Discover cards (credit + debit) in the U.S. climbed 7.6% year-on-year (YOY) in Q2/15 reaching a record $1205 billion, according to CardData. RAM Research now predicts annual U.S. credit card PDV will top $4.1 trillion by 2019 and U.S. credit card PDV will approach $2.7 trillion.

MobileRecharge.com

Colombians, Thai and Panamanians worldwide have more options now to send credit to mobiles in their native countries. In less than one minute they can now refill their family’s and friends’ cell phones on MobileRecharge.com. In the last month, three more networks have been added on MobileRecharge.com to facilitate international mobile top ups to Avantel Colombia,