Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups.

Ingenico mobile acceptance tech gets Cartes Bancaires CB certification

Ingenico has been awarded the first certification in France for an m-acceptance (or mobile acceptance) solution by Cartes Bancaires CB Group. M-acceptance consists in combining a payment solution with mainstream mobile equipment such as a smartphone or tablet, using both communication means and ergonomy to provide for embedded management and check-out applications. A transaction viewing portal has been made available to mCommerce retailers by Ingenico Group. Mobile bank card payments have risen significantly over the last few years. Ingenico Group is a pioneer in the m-acceptance sector with its payment solutions initially connected to the GPRS cellular network and more recently to the 3G network.

UniPay Adds Gift and Loyalty Cards Support

United Thinkers announced Gift and Loyalty Card Features, the addition of Check 21 and pending Digital Currency Processing Integrations.In addition to existing Credit, Debit, Pre-Paid, and EBT Card Processing functionality, UniPay now supports Private Brand Gift, Loyalty and Combo Cards to meet the growing demand for these card types in the Electronic Payment Transaction Processing Market. The UniPay Platform provides a unified processing API for handling of credit cards, debit cards, EBT cards, pre-paid cards, gift, and loyalty cards, including management of points and rewards. This additional functionality makes UniPay the only product available where the structure and format of all basic operations remain the same across all Card Types as well as ACH Processing. The UniPay UniCharge Module is an advanced Processing and Remittance Engine supporting advanced functionality needed for transaction processing through a wide network of Processors and Gateway Partners.

PayPal and Braintree launch SDK to six new countries

Braintree is building and democratizing access to the most sophisticated payment tools, so that innovators and developers around the world can build the next 99designs, Hailo and Rovio. Companies based outside the US are an important part of Braintree’s client base with international transactions accounting for more than a third of Braintree’s authorized payment volume. In an effort to help support innovation globally, the company is letting users Pay with PayPal feature through the Braintree SDK for our international merchants, beginning with Australia, Canada, France, Germany, Sweden and the UK. They are introducing the rollout of in these core markets and working to make all of the SDK features available for our tens of thousands of customers across the more than 40 countries we serve globally.

Westpac NZ selects IBM private cloud tech

Westpac New Zealand has selected IBM’s private cloud technology to support its goal to be New Zealand’s leading digitalbank. The new five year agreement is part of an extensive services and technology contract which includes Westpac migrating some of itsbusiness critical IT systems into IBM’s state-of-the-art Auckland datacentre, enabling enhanced customer service. The agreement supports Westpac as it embarks on a significant transformation from a traditional bank to one that uses cloud computing enabling it to address key market trends such as social and mobile adoption to influence the way consumers prefer to bank today. Westpac is also one of IBM’s long-term strategic outsourcing clients.By adopting IBM private cloud capabilities to develop and test tools within a dedicated environment, Westpac will be able to deploy new online and mobile banking services faster and across multiple devices and platforms in response to customer demand. As customers’ digital footprints expand and the bank’s security demands change, IBM is helping Westpac respond with enhanced online security features, such as the ability to manage identity and access through a single user ID.