Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

CardFlight Launches SwipeSimple

CardFlight announced today the launch of SwipeSimple, a turn-key solution that empowers credit card processors, merchant service providers, ISOs, agents and other resellers to offer a mobile POS product to their merchants. SwipeSimple is the first mobile POS offering that provides 100% free co-branding, allowing resellers to promote their brand throughout the merchant experience at no extra charge.

PowaTag Releases PowaPOS

On the heels of its widely acclaimed introduction of PowaTag and tremendous retailer approval of its 360-degree commerce strategy, Powa Technologies continues its rollout retail solutions with the introduction of PowaPOS, the next generation in retail Point of Sale. PowaPOS is the physical retail component of the company’s vision of enabling commerce online, offline, and everywhere. Powa is demonstrating PowaPOS at the Electronic Transactions Association TRANSACT 14 in Las Vegas, April 8-10, 2014.

TSYS Client Goes Live with Biometric Solution

TSYS announced Vietnam Eximbank begun to deploy fingerprint authentication technology for over-the-counter or ATM transactions. Vietnam Eximbank is one of the first banks in Vietnam to apply this technology that enables customers to make a transaction without having the physical card, ID, phone or card number present for identification, and uses only fingerprint verification when performing transactions at the counter or at the ATM. Vietnam Eximbank licenses TSYS’ PRIME single-platform payment processing solution to manage its issuing, acquiring and payment acceptance services. Vietnam Eximbank is planning to extend the biometric solution to point-of-sale networks where fingerprints can be used instead of ID and payment cards. It plans to make these types of transactions common across Vietnam by working with other banks in the country to build acceptance of its fingerprint authentication solution as the de facto standard deployed across the national switch.

mRemote Deposit and Bill Pay Now on OBS Online Banking

Online Banking Solutions (OBS) announced it has partnered with ProfitStars software, solutions, and technology innovation for financial institutions, to provide complementary online banking services to financial institutions using the Messenger Financial Center online business banking platform. OBS Messenger Financial Center is a comprehensive business e-banking platform supporting real-time account and transaction reporting, e-statement delivery, stop payments, positive pay, account transfers and payment initiation of ACH transactions and wire transfers. In addition to the new remote deposit and bill pay services, the new partnership will enable integration of the ProfitStars offerings with the OBS Messenger Mobile Banking Tablet and Smart Phone applications to deliver mobile remote deposit and mobile bill payment services.

Leaf POS-Based Marketplace Connects Payment Providers with Merchants

Leaf mobile POS tablets announced the introduction of Payment Apps, a first-of-its-kind marketplace through which merchant acquirers directly market their payment processing services to merchants using the Leaf POS system. The Payment Apps marketplace is seamlessly integrated into the Leaf POS platform, enhancing visibility, creating branding opportunities for processors, and providing merchants with more insight into their processing options. The marketplace offers a wide range of benefits to payment services providers, including increased sales via online referrals; an online profile highlighting key differentiators; improved customer retention via in-product branding, messaging, and upselling; and brand reminders every time the Leaf tablet is used to swipe a card. It also provides a convenient way for merchant acquirers to stay connected to their payment processor services through Leaf’s back office POS platform.

MocaPay Releases Yumilicious Payment App

Mocapay announced today the release of the Yumilicious app, will be available in iTunes and Google Play app stores this April. Yumilicious leveraged Mocapay’s mobile app template that helps merchants engage consumers and launch their app on an abbreviated timeframe. Yumilicious loyalty members can enroll, earn and redeem loyalty points and rewards via the app. Users can also enter their birthday for special offers, opt in and out of e-mails and text messaging, and get in-app messages. Additionally, the app will provide the ability to find nearby locations using GPS technology.

Aconite Support for HCE and Tokenization for Mobile Payments

Aconite announces support for the new mobile payment infrastructure based on Host Card Emulation (HCE) and Tokenization. New features in smartphone operating systems coupled with announcements from card brands and EMVCo have breathed new life into mobile payment using NFC at the Point of Sale – the idea that a phone has to have an EMV-like payment application installed in a Secure Element to support mobile payment has been overtaken. The new direction the mobile payments proposition is taking is being defined by HCE and Tokenization.

FI-MOBILE has integrated Allied’s Picture Pay

Allied Payment Network today announced that mobile banking solutions provider FI-MOBILE has integrated Allied’s Picture PayTM into its mobile banking offerings, enabling FI-MOBILE’s end users to pay any bill by simply taking a picture of the bill with their mobile device. FI-MOBILE develops downloadable apps for banks and credit unions that enhance the Internet channel experience for their customers and members. Picture Pay seamlessly integrates within FI-MOBILE’s mobile banking solution, providing a quick and simple integration process for FI-MOBILE’s financial institution customers.

BofA Merrill Further Extends Chip and PIN to Commercial Card Portfolio

Bank of America Merrill Lynch, a leader in card services for middle-market, large corporate and public sector clients, today announced that it is expanding chip and PIN technology to all purchasing and travel credit card products available to clients in the United States. This is the latest development in the company’s ongoing effort to rollout EMV® (EuroPay Mastercard Visa) technology to its global client base. BofA Merrill first introduced chip and PIN technology on corporate travel and expense (T&E) credit cards in Europe in 2010 and in the United States in 2012. The bank began issuing chip-enabled purchasing cards in 2013. Together with T&E cards, more than 100,000 chip and PIN cards across the portfolio have been issued to clients in the United States alone.

TSYS Partners with Oversight to Strengthen Corporate Card Program Auditing

TSYS announced an agreement with Oversight Systems to provide an automated monitoring and analysis solution to help corporate purchasing professionals detect and eliminate fraud, policy misuse, and waste within their card programs. Oversight Insights On Demand – Powered by TSYS is an innovative solution that will facilitate transparency, accountability and growth of card programs for corporate customers. In addition, this solution addresses key barriers to card adoption, namely the lack of operational spend control and associated risk with decentralized purchasing. The solution will be available to TSYS’ commercial clients beginning in the third quarter of this year.

Aptys Solutions Adds to Senior Management Team

Aptys Solutions appointed Rose Davis to the position of senior vice president of consulting and professional services to oversee consulting and professional services to better serve their customers. Most recently, a senior vice president with Bankers’ Bank, Davis brings her extensive knowledge of banking, payments, project and risk management, compliance, and sales to her new role with Aptys. Prior to Bankers’ Bank, Davis was business development manager at the Federal Reserve Bank of Chicago where she managed account relationships with large FIs and was responsible for revenue generated from solutions offered to financial institutions.

Heartland Payment Names New CFO

Samir Zabaneh has joined Heartland Payment Systems as CFO to oversee strategic and operational direction of the company’s finance department including reporting, treasury, taxation and corporate planning and development, as well as investor relations. Samir will also have a hand in developing business solutions and strategies to ensure corporate objectives are achieved. Prior to joining Heartland, Samir served as Chief Financial and Strategy Officer as well as Chief Operating Officer for Moneris Solutions Corporation, Canada’s leading payment processor, based in Toronto. Samir graduated from Northeastern University, Boston, with a Bachelor of Science degree in accounting. He also earned a Master of Science degree in finance from Boston College, and an MBA degree from Suffolk University, Boston.