Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups.

Global Payments and Dialog Axiata Ink mPOS Partnership

Global Payments Asia-Pacific Limited (Global Payments), a leading pan-regional card payment processor in Asia Pacific, and Dialog Axiata PLC (Dialog), a premier telecommunications service provider in Sri Lanka, announced the launch of an innovative mobile payment solution that turns a smartphone or tablet into a mobile point-of-sale (mPOS) terminal — the first of its kind in Sri Lanka. This award-winning mobile payment solution* enables merchants to accept card payments beyond a counter-top sales environment and wherever business takes them within Sri Lanka. This mobile payment solution helps small and medium enterprises (SMEs) quickly and easily establish a means to accept MasterCard(R) and Visa(R) card payments through a smartphone or tablet. The business can download a free app provided by Global Payments on their mobile device and connect it to a secure card reader to start accepting card payments instantly.

MasterCard, C-SAM, DNP to Introduce White-label NFC mWallet

MasterCard, C-SAM and DNP announced the coming launch of a white-label NFC m-wallet service in Japan that enterprises will use to offer their customers more rewarding experiences to retailers and merchants. The NFC white label services integrate C-SAM’s end-to-end Mobile Transaction Platform (MTP), MasterCard PayPass™ contactless payment solution, and DNP’s flexible and scalable mobile wallet, enabling merchants and retailers to enhance and simplify the shopping experience by offering their customers convenient, contactless, transactional and value-added services via their smartphone. A joint mobile wallet service integrating C-SAM’s MTP and MasterCard contactless technology was launched in Singapore in August of 2012. This platform also includes StarHub, DBS Bank, and EZ-Link.

MoneyGram Expands Money Transfer Service

MoneyGram, a leading global money transfer company, announced that its international money transfer service will be expanding. Services will be provided through an alliance with three banks: Asia Green Development (AGD) Bank, Myanmar Citizens Bank (MCB) and Tun Foundation Bank (TFB). MoneyGram’s initial services allow consumers to securely receive money from friends and family through these three banks, which have locations spread across the country. Each bank was selected for its reliability and reputation: MCB is a public bank, TFB is almost 20 years old and privately owned, and the parent company of AGD Bank owns the largest chain of banking businesses in the region.

Cardlytics Expands Internationally

Cardlytics Card-Linked Marketing launched its successful advertising platform, initially with Lloyds Banking Group. The U.K. market represents a new opportunity in Card-Linked Marketing, which allows advertisers to create purchase-targeted marketing, reaching consumers via their online and mobile banking applications. Online banking customers represent an important and engaged consumer channel: 50% of all U.K. adults report that they access their bank accounts over the internet, and 76% of those aged 25-34 report using the internet for online banking.

PNC Bank Upgrades 3600 ATM

PNC Bank customers have more convenient options to make deposits, cash checks and complete other transactions with the addition of new features to 3,600 ATMs. The installation of PNC DepositEasysm capabilities on ATMs in every PNC region began in 2012 and was completed this month. The “smart” ATMs, which can be located via from among the bank’s 7,200 ATMs nationwide, enable customers to cash checks and deposit stacks of cash or checks without an envelope 24/7, 365 days a year. Justice said customers are increasingly taking advantage of PNC’s investments in services and technology. Prior to completion of the ATM upgrades, deposits via ATMs and mobile app increased to 23 percent of PNC’s total deposits in the second quarter compared to 14 percent last year.

BullsEye Launches Mako PCI DSS

Provider of integrated telecommunications solutions, BullsEye, launches its new PCI DSS-enablement solution in partnership with Mako Networks, a world leader in PCI DSS compliance and network security management. Through this partnership BullsEye will continue to offer enhanced network management with the addition of a PCI compliance solution to its base and new customers. This partnership with Mako is a natural progression for BullsEye. The company (BullsEye) has been offering simplified network management as part of its current portfolio and this decision to partner with Mako now bolsters its ability to empower its clients to become and remain PCI DSS-compliant.

Shopify Announces POS System

Shopify ecommerce platform announced its Shopify POS system designed to let anybody easily sell in-store in addition to online. Shopify POS marks a new frontier for Shopify as they branch out from helping people create ecommerce stores, to helping people run and grow businesses across all levels of commerce. Shopify POS uses the same easy-to-use online store management system as its ecommerce platform, allowing merchants to manage all aspects of their business from one place. They can add a product or update inventory on one side of the system, and it is instantly updated across the board – creating an organized, seamless integration between selling online and selling in-store.

AnywhereCommerce & Spindle Partner on mPOS

AnywhereCommerce has reached an agreement with mobile commerce solutions provider, Spindle, Inc., to provide mobile point-of-sale (mPOS) products for Spindle’s MeNetwork mobile commerce offering. Through this relationship, AnywhereCommerce will provide MeNetwork™ customers its patented magnetic-stripe card payment accepting technologies that turn smartphones and tablets into mobile payment terminals. Renowned for its MeNetwork brand of global mobile marketing services, Spindle is the leading developer of seamlessly integrated mobile payments and mobile marketing and branding solutions. Its customizable services enable mobile merchants around the world to strengthen connections with their consumers, differentiate themselves from the competition, and drive more business.

Paymobile Wins Angry Birds Prepaid Visa Card Contract

Paymobile white label mobile wallet solution partnered Finland based global entertainment company Rovio Entertainment, for an Angry Birds prepaid Visacard. An increasingly attractive lifestyle choice for people seeking to manage their personal budgets, the personalized prepaid Angry Bird branded Visa card helps control family spending, provides an alternative payment method when traveling and enables safe online purchases. The Angry Birds Visa card will be available online at on September 16 offering text message notification upon purchase, spending visibility online, money management tools and education, adjustable spending caps, smartphone account access and Visa’s zero liability protection.

Western Union Offers Zero Transfer Fee Coupon

In response to the catastrophic flooding caused by tropical storm Maring in the Philippines, The Western Union Company is offering a coupon code for a fee free1 money transfer to help Filipino flood victims. Western Union is also implementing a ‘zero transfer fee’ coupon that can be used for all money transfers sent from the United States to the Philippines through participating Agent locations,, and the company’s mobile app beginning Monday, Aug. 26 through Friday, Aug. 30, 2013. The coupon code is: FLOODRELIEF. Money is available in cash for pick up in minutes2 at any of the more than 8,300 Agent locations in the Philippines, or can be sent directly to a Philippine bank account by initiating a Western Union® Direct-to-Bank money transfer.

ATMIA Publishes ATM Explosion Protection Manual

ATMIA announced the publication of a new best practice manual for helping the prevention of gas and explosive attacks on ATMs. Alongside these best practices ATMIA has published a directory of special solutions for these attacks. Explosive attacks against ATMs are of growing concern globally and are particularly prevalent in Europe. The use of explosives, predominantly combustible gas and with a proportional migration to solid explosives, is a recognised trend for the ATM industry in Europe. The 16-person Steering Committee is comprised of representatives from banks, independent ATM operators, ATM schemes and law enforcement from six countries.

Nilson Ranks Citi Top Corporate Card Issuer

Citi has been ranked as the number one Corporate Card issuer in the U.S. by The Nilson Report. Citi Commercial Cards, with issuance capabilities in over 100 countries and an extensive proprietary local currency network of 67 countries, has long been considered a pre-eminent commercial cards provider to large and multi-national organizations both in the U.S. and globally. As a leading Commercial Card issuer, Citi is at the forefront of providing solutions, including Corporate T&E, Purchasing Card, and ePayables programs that offer greater control, visibility and optimization to help clients maximize their efficiencies and expand their opportunities. With our broad reach, international network, and advanced payment, reporting and expense management tools, Citi continues to raise the bar for commercial card programs.