Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups.

First Data Shows Spending Climbs in July

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] First Data Corporation electronic commerce and payment processing released its “SpendTrend” analysis for July, compared to July 3-31, 2012, tracking changes in same-store consumer spending by credit, signature debit, PIN debit, EBT, closed-loop prepaid cards and checks. July’s dollar volume growth of 7.7% marked a 12-month high and an uptick from…

Swiff Partners Affinitas on mPOS Solution

Swiff announced its partnership with Affinitas, a payment solutions provider, to launch an innovative, secure Chip and PIN & Sign mPOS solution in Mexico.
Swiff will provide its mobile payment expertise through its unique authentication technology and hardware for Affinitas’ client ecosystem. Swiff’s secure, white-label mPOS solution will launch under the Mikit brand for Affinitas Clients like Sí Vale, Afirme and First Data. Marking Swiff as a key mobile payments provider in Mexico, this partnership also signifies a mobile readiness in the region. SCCP’s innovative mPOS platform integrated with a Chip and PIN & Sign solution will support acceptance and visibility of mPOS in Latin and Central America, beginning with Mexico.

Prepaid Visa RushCard Debuts New TV Commercials

RushCard debuted its newest television commercials this week, which feature company co-founder and social entrepreneur Russell Simmons in a variety of unexpected cameo roles. The 60-second spots for RushCard will air on cable networks nationwide and reflect the company’s new branding, developed in conjunction with the brand’s 10-year anniversary. RushCard will air two TV spots on cable networks nationwide throughout 2013. The first spot features Russell Simmons secretly posed as a doorman, tipping his hat to a RushCard cardholder on her way into the bustling city streets. The second spot subtly portrays Russell Simmons as the cab driver for a RushCard cardholder traveling in the backseat. In both spots Russell Simmons’ cameo illustrates how RushCard supports customers in their everyday financial lives.

Blackbaud MobilePay Launches mPayments Solution

Blackbaud released Blackbaud MobilePay mobile credit card processing application that is integrated with the company’s payment processing services. Blackbaud MobilePay is now available in the Apple® App Store and the Android® Play Store to nonprofits in the United States using Blackbaud Merchant Services. Blackbaud clients receive up to two complimentary Blackbaud MobilePay card readers. Nonprofits can accept credit and debit card payments anywhere within minutes. Once logged in to the MobilePay app on an iPhone®, iPad® or Android® device, users simply enter the amount, the payee’s email, swipe the card and obtain a signature. A personalized email receipt is sent after each transaction.

USA Technologies Launches Livery POS Solution

USA Technologies officially launched ePortGOTM an end-to-end cashless payment, dispatch and navigation solution designed to simplify and economize the daily processes of today’s taxi and for-hire vehicle businesses while accommodating the increasing demand for secure, in-vehicle credit/debit card acceptance. ePortGO is an integrated system that enables credit/debit card fare payment, trip management, recordkeeping, vehicle dispatching, navigation, and other features all in one easy and cost-effective solution. ePortGO is also designed to be flexible; operators can start out with the standard service for metered or unmetered vehicles or opt for the Premium service that integrates dispatch, navigation and other features, such as a consumer mobile app displaying the operator’s personalized brand.

Datacard Changes 35-Year HQ Location

Datacard Group announced that the company will relocate its corporate headquarters from Minnetonka to Shakopee, Minn. Datacard Group has outgrown the 35-year-old headquarters location in Minnetonka and wants to maintain its headquarters presence in the Greater Minneapolis/St. Paul area. After extensively researching areas that would fit their growth now and in the future, the company is confirming that they have chosen to buy and renovate a 370,000-square-foot facility at 1187 Park Place in Shakopee. The move is planned to take place in 2014.

NCR Partners Bank of New Zealand on ATMs

NCR Corporation designed a “virtual”, first line maintenance capability for Bank of New Zealand (BNZ) in order to maximize ATM uptime and better serve customers. The innovative service can help diagnose and resolve common ATM service opportunities significantly faster from a central help desk, without ever sending an engineer onsite. This new capability leverages BNZ’s use of NCR Predictive Services, which anticipates ATM hardware service opportunities before they occur. For BNZ, Predictive Services was a game changer and the impact was huge, as over 40 percent of BNZ’s second line hardware calls are now being resolved without disrupting customer use. BNZ saw this approach as the next stage of its ATM services operation and, together with NCR, have evolved what was initially just a concept into a complete operational solution.

MoneyGram Partners Fuzhou RCB

MoneyGram signed an agreement with Fuzhou Rural Commercial Bank (Fuzhou RCB). Based in Fuzhou, one of the largest cities in the Fujian province of China, the agreement enables convenient money transfer service access for both urban and rural Fuzhou residents, and Chinese expatriates sending funds back home to family in Fuzhou. Money transfer services are now available at all Fuzhou RCB locations. China is the second largest receive country in the world with an estimated $60 billion of money transfer receives, according to The World Bank. Overseas Chinese travel worldwide, supporting foreign direct investment that generates transfers to China from about 150 countries. Through MoneyGram’s addition of Fuzhou RCB to the network of 327,000 agent locations, overseas Chinese can now send funds to family and friends in Fuzhou and outlying areas.

MoneyGram Launches Service Allowing PayPal Users to Withdraw Funds

MoneyGram announced that PayPal’s 55 million active U.S. account holders can now initiate a withdrawal from their accounts – online or via mobile – and pick up the funds at any MoneyGram location in the United States. Later this month, PayPal customers will also be able to load money into their accounts at select MoneyGram locations in Dallas, New York and San Francisco, with additional locations scheduled to be rolled out during 2013. The new service supports an essential need for PayPal’s U.S. customers – particularly those who do not have a bank account or credit card – to fund and maintain a PayPal account, as well as withdraw cash and send money to friends and family.

Western Union Renews Multi-Year Agreements

Western Union Company renews a multi-year agreement with Axcess Financial affiliate Check ‘n Go small-dollar lender. The 1,000-plus Check ‘n Go agent locations in the United States will continue to offer Western Union Money Transfer®, money order, and bill payment services. Also, Axcess Financial’s affiliate in the United Kingdom”Cheque Centre”will continue to offer money transfer services at its nearly 500 locations.

Moneris Solutions Partners TouchBistro on Integrated Payments

Moneris Solutions and TouchBistro, a leader in providing innovative restaurant management solutions, announced that they have partnered to provide an iPad® payment solution with end-to-end encrypted processing for U.S. customers. Moneris will deliver a reliable payment processing system that integrates with TouchBistro’s point of sale and restaurant management tools. With this enhanced offering, TouchBistro customers can leverage the platform’s ability to increase operating efficiencies, integrating the payment solution with robust management tools that can be used table-side to run the entire restaurant operation.

Exatouch Retail POS Software System Deploys TSYS Processing

Exatouch Retail POS software systems are now available with integrated TSYS, offering merchant services providers (MSPs) of having a POS software system to offer retail merchants, XTT LLC developed tightly integrated, easy to deploy POS systems especially for MSPs. With no merchant processing revenue sharing, Exatouch uniquely enables MSPs to realize the full potential of their business model, including revitalizing equipment leasing revenue. The Exatouch Atom™ and Atom Classic are now available with TSYS® payment processing.