Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups.

Western Union Announces Direct-to-Bank Money Transfers

The Western Union expanded its offering of sending international money transfers from the U.S. and U.K. directly into bank accounts and launched domestic money transfers as business correspondent, allowing users to send money directly into bank accounts in India. Consumers in the U.S. and U.K. can now send direct-to-bank transactions to banks in India online”via the company’s transactional websites and, in the U.S., via its smartphone application”or by visiting thousands of participating Agent locations. Additionally, U.S. and U.K. consumers who have a non-resident bank account in India can use Western Union to send money into these accounts. The service will be available from today at 500 retail locations throughout the country with significant location expansion plans by the end of the year.

PayPoint Achieves PCI Compliance with Nettitude payment service provider announced Nettitude PCI specialist and Qualified Security Assessor confirmed its PCI Level One compliance status to the PCI Standards Council after the required on-site audits and security testing were finalised last month. was also one of the first suppliers to register its Third Party Agent Status on the Visa Merchant Agent list, an approved list of all merchant agents that provide services involving the storage and management of cardholder data.

SKYPASS Announces Visa Promotion to Premium Card Members

U.S. Bank and Korean Air, issuers of the SKYPASS Visa card, announced mileage-earning credit card’s premium products with a special incentive of 20,000 Bonus Miles for new cardmembers who are approved for the SKYPASS Visa Signature card or SKYPASS Visa Business card. The SKYPASS Visa card lets members earn miles on all card purchases, and the miles can be combined with SKYPASS flight miles and redeemed for award travel. New cardholders can redeem SKYPASS Bonus Miles for award travel and upgrades on Korean Air and SkyTeam partners. Customers must apply by Aug. 31, 2013, to receive the special offer. The SKYPASS Visa Signature and Business cards charge no foreign transaction fees on card purchases made when traveling abroad, complimentary Korean Air VIP Lounge coupons each year, and Double Miles on Korean Air ticket purchases.

WEX Announces Virtual Payments Solution Client

WEX corporate payment solutions formed an agreement with Calder Conferences & World of Travel to provide the WEX Travel solution. The agreement emphasises WEX’s commitment to service customers across Europe with its virtual payment technology. The WEX Travel solution allows Calder to reduce costs, increase efficiencies, and improve security with its pioneering single use virtual card technology. The WEX Travel product provides businesses single use virtual cards for travel bookin; reduced costs and increase efficiency; streamline payment reconciliation; and revenue share on processed payments.

Ingenico names New EVP, HR & Communication

Ingenico appointed Martine Birot EVP Human Resources and Internal Communication. Martine brings 25 years of experience in HR, with international groups such as Solvay, Motorola and Technicolor, based in France, Sweden and China. Martine previously managed the implementation of worldwide HR processes, notably for compensation & benefits and global recruitment. She has also managed the HR activities related to two LBOs. She graduated from the Sorbonne University and the CELSA.

Square Appoints Product Engineering Lead

Square has hired Gokul Rajaram, Product Engineering Lead. Here Rajaram will lead software development for Square Register full POS system for businesses. He was most recently the Product Director of Ads at Facebook, where he drove product development and execution for Facebook’s advertising products. Rajaram also co-founded Chai Labs as CEO before the company was acquired by Facebook in August 2010. Earlier in his career, Rajaram was Product Management Director for Google AdSense, where he developed software products for millions of small businesses all around the world. Rajaram earned a Masters in Business Administration from MIT Sloan in 2001, a Masters in Computer Science from the University of Texas at Austin, and a Bachelor of Technology in Computer Science from the Indian Institute of Technology Kanpur.

CreditCall Announces New EMV Biz Director

CreditCall expands its US team with the appointment of Richard Roscher as EMV Business Development Director. Bringing with him extensive experience leading technology initiatives, new product implementations and business development within the electronic payments industry, Roscher has been involved in the payments space for over 15 years. He has worked for WorldPay and Chase Paymentech and consulted numerous major brands. His top initiative will be to lead CreditCall’s initiatives to support EMV migration in the US.

Fiserv ePayment Leader

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Fiserv was recognized as the top online and mobile bill payment processor in a recent report by Aite Group. Fiserv provides comprehensive electronic billing and payment solutions that enable thousands of financial institutions and hundreds of businesses to provide customers the convenience of receiving and paying household bills online or via…

MasterCard Launches Merchants ePayment Solution

MasterCard Worldwide is offering US merchants and developers its “Simplify Commerce” product e-commerce and mobile commerce payments, regardless of payment brand, in a matter of minutes. The “Simplify Commerce” is the developer-friendly solution that gives merchants the power to accept electronic payments, which can lead to additional revenue and a larger customer base. It is offering APIs (Application Programming Interfaces) and SDKs (Software Development Kits) in a variety of programming languages such as Ruby, PHP, Python and Java. Mobile SDKs for iOS and Android are also available. In addition, sample source code and engineering support are accessible at

NCR Announces Latest Interactive ATM Client Bank

Cadence Bank will install two drive-up APTRA Interactive Teller units from NCR Corporation, which will extend service hours and create friendly and efficient customer experiences. APTRA Interactive Teller ATM-based technology allows people to talk to a live remote teller, while giving the teller remote control over the machine to conduct transactions. Adding an additional 10 hours of branch service each week to a typical financial institution branch can cost as much as $50,000 per year. APTRA Interactive Teller can conduct approximately 95 percent of typical teller transactions over the same timeframe at a fraction of the operational cost. Through its APTRA Interactive Tellers, Cadence can offer secure teller services during non-traditional banking hours and provide full teller services in areas not served by branches.

PayPal Galactic Initiative Announces Time, Place

PayPal launched its “Galactic” initiative that addresses the issues to help make universal space payments a reality. PayPal Galactic brings together leaders in the scientific community, including the SETI Institute and Space Tourism Society, to prepare and support the future of space commerce. It will take place June 27 at the SETI Institute in Mountain View, California. Spearheaded by PayPal, working with the SETI Institute, the initiative aims to bring together leaders in the space industry to work on the big questions around the commercialization of space. Questions include what will our standard currency look like in a truly cash-free interplanetary society? How will the banking systems have to adapt? How will risk and fraud management systems need to evolve? And what regulations will we have to conform with?

USA Technologies Adds Eight More Exclusive Customers

USA Technologies announced eight additional exclusive ePort Connect service agreements with existing vending customers, adding to the three new exclusive agreements already announced for the fourth quarter ending June 30, 2013 and the exclusive agreements already entered into in Fiscal 2013. USAT believes that its existing customer base that includes vending, kiosk, amusement & gaming, laundry and other small-ticket, unattended businesses represents over 2.5 million potential connections as these industries transition to cashless payment. As of March 31, 2013, USAT had expanded its customer base from 950 customers three years ago to 4,525 customers, a compound annual growth rate of 68 percent.