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V+M US 3Q GTX

U.S. gross transactions (GTX) for Visa and MasterCard credit and debit cards grew by 9.8% year-on-year (YOY) in the third quarter (3Q/15). U.S. GTX for credit cards jumped 12.2% YOY while U.S. GTX for debit cards increased 8.8% YOY in 3Q/15.


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Big 6 3Q Marketshare

The Big 6 issuers, based on U.S. outstandings of $925 billion, controlled 51.8% of the U.S. bank credit card business at the end of the third quarter. Chase led the pack with a 13.7% share followed by Bank of America (BofA) at 9.5%; Capital one (COF) at 8.9%; Citibank (Citi) at 7.0%; American Express (AXP) at 6.7%; and Discover (DS) at 6.3%.


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Big 6 US 3Q PDV

U.S. Purchase Dollar Volume (PDV), credit and debit cards, among the Big 6 U.S. card issuers, rose 6.6% year-on-year (YOY) and 0.5% sequentially in the third quarter. Capital One completely blew out the Big 6 pack by a 3-to-1 margin.


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US 3Q Marketshare

The nation’s four major payment card networks produced $1400 billion in U.S. gross dollar volume (GDV) in the third quarter (3Q/15). Visa continues to rule the market, growing its U.S. GDV marketshare from 58.1% in 3Q/14 to 58.7% in 3Q/15, largely at the expense of American Express.


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Data Security 2016

Data breaches are the new normal. IT departments have to tackle constantly evolving security threats and many are struggling to keep up. Users continue to be the biggest threat to enterprise wide security, and in 2016, we’ll see a shift towards smart interoperable security tools which take the decision of what and when to encrypt out of their hands.


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V+M INTL 3Q CTX

International cash transactions (CTX) for Visa and MasterCard credit and debit cards grew by 8.3% year-on-year (YOY) in the third quarter (3Q/15). International CTX for credit cards decreased 6.9% YOY while international CTX for debit cards rose 9.5% YOY in 3Q/15.


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Top 4 3Q US Marketshare

Among the top 4 U.S. bank credit card issuers Chase holds a commanding 24.7% marketshare, based on Visa and MasterCard purchase dollar volume (PDV) figures. Capital One, the hottest U.S. issuer, ranks #2 with a 12.4% marketshare.