Bluepoint Solutions unveiled ImagePoint ITM, a new check capture software for Interactive Teller Machines (ITMs). ImagePoint ITM provides real-time, image-enabled check capture, integrating deposits directly into the existing item processing workflow.
In today’s CardFlash News Que: DEEM (ARP): ENSENTA (VALID); CITIZENS (commingling); and STATISTA (gambling).
Purchase dollar volume (PDV) for Visa, MasterCard, American Express and Discover cards (credit + debit) in the U.S. climbed 8.0% year-on-year (YOY) in Q3/15 reaching a record $1214 billion. Visa led the way in the third quarter posting a 9.7% YOY gain for U.S. PDV, according to CardData.
Early stage delinquency (30+ days) among the nation’s top 6 issuers climbed 13 basis points (bps) sequentially in the third quarter to 1.76%, but remains below last year’s 1.83%. Every issuer posted higher delinquency in the quarter.
MasterCard has ankled Craig Vosburg to president, North America Markets, effective January 1st. This appointment comes as Chris McWilton announced he will leave MasterCard on December 31.
The AAA Dollars MasterCard and the AAA Dollars Plus MasterCard have hit the market from the AAA and U. S. Bank. Both cards offer very competitive pricing.
Again driven by Visa’s electric performance in the third quarter with net income rising 41%, payment card profits for the top four networks rose 7.2% in the third quarter, compared to one-year ago. Visa, MasterCard, American Express and Discover reported a combined 3Q/15 profit of $3883 million, compared to $3621 million for 3Q/14.
The average yield among the nations’s top six bank credit card issuers came in at 11.24% for the third quarter, compared to 11.27% for 3Q/14. Capital One (COF), the nation’s fastest growing major credit card issuer, again posted the highest yields, besting the average by 311 basis points (bps) in the third quarter, according to CardData.
MasterCard’s (MC) Asia Pacific – Middle East – Africa (APMEA) region Gross Dollar Volume (GDV) FX-adjusted inched down in the third quarter to a year-on-year (YOY) gain of 14.0%, compared to 15.2% in the prior quarter and 17.0% in the year ago quarter.
American Express and Airbnb announce a first-of-its-kind tech integration that enables U.S. Card Members to quickly and seamlessly sign up for Airbnb and book stays at close to 2 million listings around the globe.
Fiserv and Early Warning have partnered to expand the availability of real-time capabilities in the U.S. The partnership will initially facilitate real-time bill payment and deposit capabilities for users of the NOW Network from Fiserv or the good funds network from Early Warning.
New research shows the majority of U.S. consumers support newer methods of calculating credit scores and that most Americans also support competition among developers of credit scoring models.