Digital River Expands PayPal Partnership

Digital River expanded its relationship with PayPal, which also added PayPal Express Checkout and Bill Me Later to its existing PayPal portfolio. The new payments represent the first in a series of PayPal options that Digital River will make available to its commerce customers. These options enhance Digital River’s current payment offering, which today supports more than 40 international and local payment options in more than 170 currencies. Bill Me Later is a PayPal service that enables online shoppers to buy now and pay later. Upon approval, buyers can use this payment option as a secure, instant and reusable credit line. By offering this payment option, Digital River can help its customers streamline the buying experience and increase close ratios by making higher priced products more affordable for an average consumer.

MasterPass Grows Acceptance, Adds Beyond the Rack

MasterCard announced Beyond the Rack, a North American eCommerce fashion, signed on to provide MasterPass digital wallet. Letting users apply any payment card or enabled device to discover enhanced shopping experiences. The new service provides Beyond the Rack’s broad customer base a convenient and flexible way to pay via the web or on a mobile device. Beyond the Rack joins the tens of thousands of retailers in Canada and the US who are enabling a seamless, secure and speedy check out regardless of where consumers may be and what device they may be using. MasterPass is an innovative digital commerce solution that delivers value to both consumers and merchants for its simplicity and security. Available now at, shoppers can begin using MasterPass, registering their credit card credentials for a simplified and faster checkout experience.

Ceridian Announces Separate Payments Businesses

Ceridian completed the legal separation of its Human Capital Management (HCM) and Payments businesses through a series of transactions that result in the Payments business being operated as Comdata Inc. (“Comdata”), and the HCM business being operated as Ceridian HCM Holding. Stuart C. Harvey, Jr. will serve as Chairman of the Board for both Comdata and Ceridian HCM, as well as remaining as the Chief Executive Officer of Comdata. Majority owners and financial partners, funds affiliated with Thomas H. Lee Partners, L.P. and Fidelity National Financial, Inc. remain the same for both Comdata and Ceridian HCM. The award-winning Dayforce HCM cloud solution had approximately 750 live clients as of June 30, 2013. Dayforce HCM is a single application for payroll, benefits, time, scheduling and human resources.

City National Bank to Launch FIS Cardless ATM Access

FIS and City National Bank signed an agreement to pilot FIS Cardless Cash Access at City National ATMs. City National plans to introduce this emerging technology to clients in its three largest markets early next year, continuing FIS’ successful rollout of this solution at banks and ATMs in key locations across the United States. The solution enables consumers to interact with the ATM from the privacy and security of their mobile devices, stage a transaction before stepping up to the ATM and then receive an eReceipt for the transaction on their devices, eliminating paper receipts. FIS Cardless Cash Access securely authenticates a user on his or her smartphone. Then, the consumer selects the account and amount of the withdrawal right on the phone. When at the ATM, the consumer scans a QR code on the ATM screen and, within seconds, the cash is dispensed and an eReceipt is sent to the phone.

First Data Integrates with Bing Offers Card-Linked

First Data “OfferWise” solution has been integrated with Microsoft’s Bing Offers Card-Linked, which consolidates local deals from a number of deal providers. OfferWise is an open platform that enables retailers to electronically attach offers to any consumer payment card or mobile wallet to allow streamlined and automatic redemption of the offer at the POS. Merchants will now have frictionless redemption of an “offer” or “deal” at checkout without the consumer having to use a paper coupon, voucher or promotion code on their mobile device. Other benefits include no need to change the POS system, no additional effort required to train staff in handling redemptions, and no need to wait for payments from deal promoters.

Acculynk Reports PaySecure Gateway Support

Acculynk announces support of its PaySecure International authentication solution by major gateways outside the US, including industry leader CCAvenue and other prominent gateways in the Indian e-commerce market. As India’s biggest payment gateway, CCAvenue is among the first payment gateways to process RuPay debit cards. Customers will now be able to use RuPay Debit Cards to make purchases securely and conveniently on thousands of merchants’ websites powered by CCAvenue.

Allied Payment Network to Showcase Picture Pay

Allied Payment Network announced Steve Paradine, senior vice president of Sales, will present Picture Pay at the Access Softek Annual Client Conference on Oct. 8 at 11:30 a.m. PDT at the DoubleTree by Hilton Hotel Berkeley Marina in Berkeley, Calif. Paradine will showcase Allied’s mobile photo bill pay solution to more than 350 of Access Softek’s bank and credit union customers. Access Softek is a Berkeley, Calif.-based mobile banking software provider. The company’s first client conference will feature an intensive two-day series of panels, sessions and roundtable discussions focused on best practices in mobile banking.

Ebbing Card Rates Commence

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Average credit card APRs dropped .01% in August to 14.95% after averaging a .04% change over the past year. This continues momentum to the ebbing 2013 APR credit card averages, but wasn’t quite gain back the positive momentum gained over the preceding few months. This also follows a relatively lengthy period…

Multos International Deploys Discover EMV App

Multos International announces the launch of the new Discover D-PAS Dual-Interface application available for EMV migration on Discover, PULSE and Diners Club International networks. This latest application by Multos International complies with the new D-PAS contactless specification from Discover, and is certified across the latest range of MULTOS “step/one” and MULTOS product families for SDA, DDA and Dual-Interface (SC4, MC4 and ML4 platforms) applications. This opens up a new world of payment options for Discover cardholders, especially for use cases where speed of transaction is important such as transport.

Proxama to Develop ISIS NFC mCommerce Solution

Proxama NFC mobile wallet and NFC mobile engagement technology is set to work with Isis mcommerce JV, forged through AT&T Mobility, T-Mobile USA and Verizon Wireless, on the Isis Mobile Wallet app for NFC devices through BlackBerry 10OS. Proxama’s technology platform is proven in supporting consumer engagement, loyalty and secure contactless payments through NFC. Proxama has worked with leading brands such as EAT, KFC, EE, and Barclaycard on NFC initiatives to support consumer engagement and mobile wallets.

Sprint Launches mNFC Platform

Sprint announced the availability of Pinsight Touch open platform for securely storing and accessing credentials on a mobile device. Pinsight Touch offers a direct path for credential issuers to enable their own branded applications with NFC and to share secured access to those credentials with other trusted applications, creating opportunities for increased distribution and wallet share. Sprint has joined forces with Sequent, leveraging their technology platform to make it easy for application developers to add NFC functionality into the branded mobile applications consumers already use. To further support growing the value of issuer and merchant mobile applications, Sprint has tied-in Pinsight Media+, which incorporates a suite of media tools into the Pinsight Touch program which can assist issuers and merchants in driving the discoverability of their mobile applications and maximizing customer acquisition.

MasterCard and Parkeon Partner on Merchant Offers

MasterCard announced an exclusive, global partnership with the world’s leading parking services provider, Parkeon, to enable shoppers to benefit from local merchant offers and loyalty services through their global network of smart parking terminals This unique couponing platform, developed by MasterCard, will enable the delivery of offers from locally relevant retailers directly to shoppers as they are paying for their parking spaces. This new process transforms the retail experience and is designed to deliver relevant rewards to shoppers at the right moment and in the right place. For local businesses, this powerful new digital shopping channel will allow them to showcase relevant and appropriate merchant offers in a highly targeted way. This global partnership builds on an already successful collaboration between the two companies who encourage customers to move away from cash and towards contactless payments. Current initiatives have increased the use of Parkeon electronic payments terminals across 50 countries by 27% over the last year.