Heartland Deploys Ingenico EMV Software

Ingenico and Heartland Payment partnered on the development of E3 and EMV-capable attended terminals for rollout to Heartland’s relationship managers. Heartland selected Ingenico’s innovative Telium2 software technology, and will call on Ingenico’s global EMV expertise to help deliver its new flagship terminals and PIN pads. The processor will begin offering and deploying the new terminal to merchants across the country starting in the fourth quarter of 2013. Heartland will integrate its best-in-class E3 End-To-End Encryption solution into Ingenico’s EMV-ready terminals and PIN pads to fortify payment data protection and security for magnetic stripe and EMV transactions. Both EMV and E3 solutions are powerful card authentication and data protection tools when used individually, but when combined with a Telium2-powered terminal, they offer merchants the highest level of payment card security and risk mitigation.

NCR Posts Revenue Up 13% Y/Y

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] NCR Corporation posted 1Q/13 revenue of $1.41 billion, up 13% from 1Q/12. NCR’s Financial Services segment generated first quarter revenue of $714 million, an increase of 3% from the first quarter of 2012, thanks to growth in Europe and Asia Middle East Africa (AMEA). Operating income for Financial Services was $57…

Western 1Q/13 Revenues Down 5% Y/Y

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Western Union posted 1Q/13 revenues down 5%, driven by the Consumer-to-Consumer (C2C) segment and its impact on pricing investments and compliance related changes. C2C revenues declined 7%, including a negative 2% impact from the Vigo and Orlandi Valuta brands and a negative 1% impact from currency. Total C2C transactions decreased 2%,…

Consumer Confidence Show Continued Minimal Change

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The April Discover U.S. Spending Monitor was up .25% a point to 93.7, demonstrating continued stagnation in consumer confidence in the economy and their personal finances. Those rating the economy as good or excellent was around 18% while those rating the economy as poor was down one point to 46%, but…

Fiserv Appoints Former Blackberry Exec Mobile GM

Fiserv announced that Jim Tobin has joined the company as senior vice president and general manager, Mobile Solutions, Digital Channels. Tobin will be responsible for the strategic direction and day-to-day oversight of the market-leading Mobiliti™ mobile banking and payments solution from Fiserv. Mobiliti currently supports mobile banking, alerting and payments services for more than 1,000 financial institutions and millions of consumers in North America, Asia, the Pacific, the Middle East and Europe. Tobin was most recently Senior Vice President of Software and Services at Blackberry, formerly Research in Motion, where his responsibilities included work on mobile payments initiatives in collaboration with banks and telecommunications companies around the world. He also contributed significantly to Canada’s 2010-11 Task Force for the National Payments Systems Review. He holds an MBA from Harvard Business School, and a bachelor’s degree from Yale College.

USA Technologies ReIntros B2B and B2C mPOS

USA Technologies cashless payment and M2M telemetry solutions for small-ticket, self-serve retailing industries is showcasing ePort MobileTM”an extension of USAT’s flagship ePort Connect® service”at the 2013 ETA Annual Meeting & Expo, at the New Orleans Convention Center in New Orleans. ePort Mobile is a mobile acceptance solution for credit and debit cards that is supported by USAT’s ePort Connect® service, a comprehensive platform designed to make accepting credit, debit and other forms of cashless payment easy and scalable. USAT’s ePort Connect service is a turnkey service that includes everything from payments processing and customer support to additional services such as prepaid, loyalty and mobile marketing apps. At the ETA Show, USAT will be introducing ePort Mobile, in conjunction with its ePort Connect service, to potential ISO and distribution partners.

EFT Source Wins U.S. Patent on Instant Issuance Process

EFT Source turnkey card programs and personalization services for ATM and debit cards for financial institutions, announced that its instant issuance solution Card@Once received a patent from the United States Patent and Trademark Office, declaring its Payment Card Industry Data Security Standard (PCI DSS) compliant process as unique to the industry. Instant issuance technology allows financial institutions to instantly deliver financial transaction cards, reducing the delivery time from days to minutes. Card@Once’s patented branch card printer network eliminates the need for financial institutions to develop full infrastructure to support the printing of personalized payment cards. The Card@Once network is monitored 24/7 by EFT Source’s technical team to ensure any network issues are identified and eliminated immediately; thus removing unexpected technical delays for the institution.

MoneyGram Teams Lifestyle Expert on Mother’s Day Offering

MoneyGram is once again pairing with Hispanic lifestyle expert Marlene Pratt to present creative gift ideas that bring families closer this Mother’s Day and inviting consumers to create a customizable Mother’s Day card through an app on the company’s Facebook page. MoneyGram is giving its own gift to families who want to share special memories through an interactive custom Facebook photo application available on the company’s Facebook page. Consumers can upload a picture and create a Mother’s Day themed timeline or cover photo that can be customized with decorations and a caption that can be shared via Facebook post or downloaded and shared via email or Twitter. Consumers can also take advantage of creative gift ideas from home and lifestyle expert Pratt, who bases her advice on what she learned from her own Mother’s Day gift-giving experiences.

Cardis wins Contactless & Mobile Award

Cardis International has won the Competitive Advantage category at the Contactless & Mobile Awards 2013, wich recognizes Cardis for its aggregation technology that reduces the cost of handling everyday payments. Increasingly consumers are keen to use their contactless cards and NFC-enabled smartphones to make small purchases, opening up vast opportunities from cash replacement and efficiencies. Cardis is currently active in a number of European markets around the adoption of its solution for contactless and/or mobile payments within existing card scheme products. It is also working on a range of opportunities in the US where chip migration and innovative mobile payment environments require particularly flexible solutions.

Tranzlogic Partners Signature Card Services

Data analytics and marketing firm Tranzlogic (www.tranzlogic.com) has partnered with Signature Card Services (www.singaturecard.com), giving the payment services provider an edge in the competitive processing marketplace. Being one of the first to beta test Tranzlogic’s proprietary technology has resulted in increased value and insight they have been able to bring to their merchants. Tranzlogic’s first-of-its-kind data analytics and marketing technology transforms a merchant’s credit card transaction data into actionable customer intelligence. By using Tranzlogic’s sophisticated tools, merchants of Signature Card Services will be able to better define and target their marketing efforts in order to find and keep their best customers.

Allied Payment Network to Present on mBill Pay App

Allied Payment Network online bill payment services will demonstrate at FinovateSpring 2013 its “Picture Pay” mobile bill payment app. The app allows financial institutions’ customers to pay bills using the camera on their mobile device. The “Picture Pay” app lets users take a picture of the bill, enter the amount and date, and the bill is paid. Picture Pay’s technology does the rest by reading the data from the bill, then syncing with the customer’s bank or credit union to process the payment. Additionally, Allied will debut a new functionality to Picture Pay – Voice PayTM – which allows users to pay bills on their mobile device simply by speaking.