[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] In this their sixth of nine year-end weekly industry trend reports, R.K. Hammer cites the current card industry ROA, compared to prior periods. Company Founder and Chairman Bob Hammer notes, “It has been a difficult past four years since 2008, when average ROA was calculated at 4.25% pre-tax. Since then small…

Fortumo App Payment Providers Supports Windows 8

Mobile payments is working closely with Microsoft to give Windows 8 developers flexible payout options for in-app payments. Fortumo was one of the first in-app payments providers to support Windows 8, launching its service just five days after the general availability of the new operating system. Fortumo will waive its commission for the first six months for all developers who integrate Fortumo’s billing software development kit (SDK) by May 31st 2013. Fortumo’s system works via mobile operator billing, wherein customers pay for digital goods via their mobile operator bill, a strong alternative to credit cards.

NFC Forum Launches SIG to Support NFC Implementations

The NFC Forum created the “Special Interest Groups” (SIGs) that will bring together leaders from the areas of Consumer Electronics, Health Care, Payment, Retail, and Transport to collaborate on NFC solution implementation, interoperability, best practices, and future requirements. With this, the SIGs will enable the NFC Forum to take a more active role in driving NFC solutions development, deployment, and adoption. Analysts estimate that more than 100 million NFC-enabled phones were sold in 2012 and close to 300 million will be shipped in 2013. NFC Forum membership is at an all-time high, and the organization has achieved major milestones in specification development and certification. Each SIG leverages the Forum’s alliance partnerships in that area, for educating the market on use cases; gathering business requirements to drive new or modified technical work; exploring ways to speed or smooth certification of NFC-enabled devices; establishing and managing liaisons with other groups to further collaboration efforts; and creating regional programs as needed.

Breadcrumb Launches POS Hardware Protection

Breadcrumb announced AirLift comprehensive overnight emergency parts replacement service and extended warranty plan for restaurants and bars that use the iPad POS system. AirLift protects businesses for a period of two years by getting them back up and running again with hassle-free part replacement for accidental damage and hardware defects. For an extra fee of approximately $100 per terminal purchased from the Breadbox store, AirLift provides a low-cost option for businesses to protect their mission-critical equipment. Breadcrumb already provides one year of free coverage on basic manufacturing defects.

TAS Group to Participate in EMV Migration Forum

TAS will now participate in the EMV Migration Forum cooperative body established by the Smart Card Alliance . The forum is focused on enabling effective, timely and successful migration from magnetic stripe to EMV. The EMV Migration Forum has been created to address issues that require broad cooperation and coordination across many constituents in the payments space, reaching 100 members from the entire payments sector. As member of the Forum TAS will have the opportunity to share our experience and know how in supporting the smooth and efficient migration to EMV in the U.S., ensuring the adoption of the innovative payments technologies that we have successfully deployed in other parts of the world.

ScanSource Posts 2Q/12 Fiscal Results

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] ScanSource announced complete financial results for its quarter ended December 31, 2012. Net sales decreased 4.5% to $747.7 million, compared with $782.7 million for the quarter ended December 31, 2011. Excluding the translation impact of foreign currencies, net sales decreased 3.1% year-over-year. Operating income decreased to $24.4 million from $32.1 million…

MasterCard qualifies Acquirer Systems Card Personalization

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] MasterCard Worldwide has qualified the Acquirer Systems’ “Pivot” Personalisation Validation Toolkit for their “Version 5.5” card personalization requirements. PIVOT is maintained against the latest network standards to help card developers, issuers and bureaux ensure that their MasterCard payment products are personalized correctly for EMV and contactless and mobile MasterCard PayPass cards…

Saks Fifth Avenue Launches New Card

Saks Fifth Avenue announced enhancements to its SaksFirst loyalty program. With this, Saks cardholders will be granted automatic and free membership in SaksFirst, with no minimum spending requirement, will earn points toward a SaksFirst Gift Card with their very first purchase while ‘SaksFirst’ will be expanded to include purchases made at the Company’s Saks Fifth Avenue OFF 5TH outlet stores. Also, ‘All Saks’ cardholders will now receive free shipping from Saks stores and granted access to even more special events and private benefits. To celebrate and kick off the launch of the enhanced SaksFirst program, Saks Fifth Avenue’s New York City flagship store will offer “5 Days of Firsts,” January 28 through February 1. From 1/28-2/1, all customers who sign up for a NEW SaksFirst card will receive a $25 gift card, on 1/28, the first 500 customers who show their Saks card will receive a $100 gift card and on 1/29, all customers who claim the offer on Facebook at Saks will receive a free yogurt on the 5th floor in SnAKS.

Broadway Bank expands Fiserv deal

Fiserv announced that Broadway Bank extended and expanded its relationship, which chose an integrated technology suite consisting of solutions for payments, processing services, risk and compliance, business intelligence and customer and channel management. In addition to Signature, which offers a complete end-to-end solution for account processing, the Fiserv suite for Broadway Bank includes ATM and Credit Processing, the ACCEL/Exchange(R) Network, InformEnt(R), EnAct(TM), Nautilus(R), Aperio(TM), PEP+(R), Financial Crime Risk Management, Mobile Source Capture(TM), Branch Source Capture(TM), Decision Optimization Solutions and Bank Intelligence, as well as solutions for risk and compliance and item processing. The bank also utilizes Sageworks(R) for loan portfolio and credit risk management via a technology partnership with Fiserv.

DoubleBeam Completes m-payment IBM Integration

DoubleBeam completed its cloud-based mobile payment solution integration with the IBM ACE POS System. Offering mobile solutions to help retailers improve their customer experience, this integration will help supermarkets and other chain retailers to increase their marketing ROI through personalized promotions; to create a highly engaged shopping experience for today’s tech-savvy shopper; to reduce their customer’s time at checkout; to save dramatically compared to traditional credit and debit transactions through mobile-based eChecking.