Fiserv financial services technology solutions has delivered its two billionth e-bill since 2005. According to the 2012 Fiserv Billing Household Survey, the top reasons consumers activated e-bills were convenience (69 percent), email reminders (31 percent) and financial organization (27 percent). Fiserv delivers e-bills to more than 3,800 financial institutions, for nearly 60 percent of all common household bills such as utility, mobile phone and credit card and patented the first end-to-end electronic billing and payment solution in 2000.
NCR Corporation launched its “Mobile Pay” solution, allowing restaurant patrons with a smartphone to browse their bill, re-order menu items and alert their server. Designed for restaurants that use NCR Aloha point-of-sale (POS) technology, “Mobile Pay” allows cloud-based credit card processing on mobile devices. The NCR “Mobile Pay” encrypts and securely accepts credit card information with password protection and allows patrons to “favorite” an item, re-order items, alert a server, provide feedback or get an emailed receipt, all integrated with social media just the way mobile users expect.
PayAnywhere mobile POS announced Pep Boys will be merchandising its credit card reader for mobile devices in its retail stores nationwide. The PayAnywhere reader allows Pep Boys customers to process credit and debit transactions right from their mobile device, anytime, anywhere. By selling the PayAnywhere mobile credit card reader in its stores and online, Pep Boys is providing independent contractors and repair shops with an important and powerful payments tool shown to boost revenue and increase customer satisfaction. PayAnywhere offers a professional-grade mobile point of sale solution that works with iPad, iPhone, iPod touch, Android and BlackBerry devices.
U.S. Bank and Mitek Systems mobile imaging software solutions provider, a pioneer of Mobile Deposit technology, forged a strategic mobile technology partnership to offer Mitek’s Mobile Photo Bill Pay product to U.S. Bank customers. Mobile Photo Bill Pay will allow U.S. Bank customers to set up bill payments by simply snapping a picture of their paper bill using their camera-enabled smartphone or tablet. The new feature eliminates the need to manually enter biller and payment information, and allows the customer to make bill payments directly from their mobile device.
USA Technologies and The Pepi Companies completed Pepi’s transition to 100% cashless. The first full-service food and beverage vending company that offers cashless on all its vending equipment, Pepi utilizes USAT’s “ePort” cashless payment technology and comprehensive ePort Connect service for its vending machine base. Pepi and USAT began working on a plan to roll out a cashless solution to Pepi’s vending machine base over the course of a five-year period. The company elected to accelerate that time table, offering 100 percent cashless solution for the remainder of the machine base by the end of 2012.
Aconite card payment and mobile management is now part of the Smart Card Alliance’s EMV Migration Forum. This independent, cross-industry body was created by the Smart Card Alliance to promote the efficient, timely and effective migration to EMV-enabled cards, devices and terminals in the United States. Aconite has embarked on a major expansion of its activities in the US in order to bring its proven EMV migration solutions to card issuing banks, credit unions and third-party processors. With a background of assisting card issuers around the world make the transition to EMV cards, Aconite is able to offer US customers a compelling mix of easy-to-deploy EMV software, years of experience in the implementation of EMV programs and an in-depth understanding of the world of smart cards and EMV payments.
Mocapay merchant-centric and mobile marketing solution provider launched a token solution mobilization platform that mobilizes any third party service POS payment solution, closing the loop for customer transactions within merchants’ POS platform. Consumers may use their mobile device and select a payment method, loyalty card, or coupon and receive a 6-digit single-use perishable Mocapay code that is delivered to their handset. The interaction between the handset and the Mocapay host provides for a secure and fast delivery of a single use token that acts as a stand-in for sensitive account credentials. The new API simplifies integration into the merchant’s POS or third party service or payment provider without making any change to store or back office operations.
MasterCard announced US Airways has become the first airline in the world to accept MasterCard PayPass-enabled cards and devices for in-flight purchases. Enabled by GuestLogix, US Airways passengers can now buy food, beverages and other services by simply tapping their MasterCard PayPass-enabled card and devices helping to speed up transaction times and provide increased convenience. This is designed to quicken the time it takes to process card payments in-flight and allows passengers to simply tap their PayPass-enabled MasterCard card or device on a PayPass-accepting reader.
[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The Discover U.S. Spending Monitor was down 2.7 points to 95.4 in November from 98.1 in October, demonstrating lower consumer confidence, although they indicated intentions to spend more in December during the holiday season. Meanwhile, those rating the U.S. economy as good or excellent stayed at 18%, up 10 percentage points…
Better ATM has become the world’s first provider of the “myGIFT card” ATM-issued multibrand prepaid card, an ATM-dispensed myGIFT One Card Many Choices Discover Prepaid Card allows consumers to shop at premier, nationally recognized restaurant and retail stores including Macy’s, Lowe’s, Outback Steakhouse, and Bonefish Grill. Cards are redeemable to buy goods and services at specific merchants that accept Discover cards. Technology-enabled ATMs, supplied and run by Express Teller Services for Banner Federal Credit Union, will now include a menu screen option offering consumers the opportunity to purchase the myGIFT One Card Many Choices Discover Prepaid Card in addition to selecting cash and other banking service options.
INSIDE Secure announced BP Electronica, Electrocomponentes, Tritech and ISMOsys have been named to represent its product offerings in four top regional economies. Targeting business opportunities in Mexico, Argentina, Israel and Turkey, respectively, these latest additions to INSIDE’s global sales network will enable the company to more easily provide customers with local design and engineering support and easy access to its broad portfolio of security solutions as businesses and governments in these countries increasingly rely on technology to protect against fraud, the growing threat of cyber attacks and the loss of privacy, among other issues. The four representative firms will sell and support INSIDE Secure’s complete product line.
Better ATM Services has begun to issue its “myGIFT” card ATM-issued multibrand prepaid card. The “myGIFT” One Card Many Choices Discover Prepaid Card allows consumers to shop at premier, nationally recognized restaurant and retail stores including Macy’s, Lowe’s, Outback Steakhouse, and Bonefish Grill. Cards are redeemable to buy goods and services at specific merchants that accept Discover cards. The “myGIFT” cards will be available at walk-up Banner Federal Credit Union ATMs at eleven select Banner Health ATM locations. The new ATM-dispensed card is made of a thin, durable material allowing cards to easily pass through an ATMs’ cash mechanisms and works like any other prepaid card.