REPORT OVERVIEW

“American Express U.S. Payment Card Quarterly Performance” is based on reports from American Express. Figures shown represent the most recent quarter, publicly reported, and all revisions to prior reported data. If applicable, the report includes the most recent calculations and analysis prepared by RAM Research. Historical data up to 10 years is displayed and/or available to all CardData clients. However, prior monthly, quarterly and annual data, as far back as 1986, may be available upon request for an additional fee.

PERFORMANCE CHARTS

  • American Express USCS Gross Revenue (US$)

  • American Express USCS Net Income (US$)

  • American Express U.S. Payment Card GDV  (US$)

  • American Express U.S. Average GDV/CIF (US$)

  • American Express U.S. End-of-Period Outstandings (US$)

  • American Express U.S. Total Card Loans (US$)

  • American Express U.S. Average Card Loans (US$)

  • American Express U.S. Total Card Receivables (US$)

  • American Express U.S. Basic CIF

  • American Express U.S. Total CIF

  • American Express U.S. 30+ Day Delinquency/Total Loans

  • American Express U.S. 30+ Day Delinquency/Total Receivables

  • American Express U.S. Gross Principal Charge-Offs/Average Loans

  • American Express U.S. Net Principal Charge-Offs/Average Loans

  • American Express U.S. Gross Principal Charge-Offs/Total Receivables

  • American Express U.S. Net Principal Charge-Offs /Total Receivables

  • American Express U.S. Net Interest Income/Average Outstandings

  • American Express U.S. Net Interest Yield

SYMBOL KEY:

  • GDV: Gross Dollar Volume (US$)

  • PDV: Purchase Dollar Volume (US$)

  • CDV: Cash Dollar Volume (US$)

  • GTX: Gross Transactions Volume

  • PTX: Purchase Transactions Volume

  • CTX: Cash Transactions Volume

  • GAC: Gross (Open) Accounts

  • CIF: Cards-in-Force

  • YOY: Year-on-Year (%)

  • FX: Foreign Currency Adjusted

  • NFX: Not Foreign Currency Adjusted

  • SA: Seasonally Adjusted

  • NSA: Not Seasonally Adjusted

  • US$ (U.S. Dollars)

  • bps: Basis Points(1/100 %)

  • VS: Visa

  • MC: Mastercard

  • AX: American Express

  • DS: Discover

  • CHSE: Chase

  • BOFA: Bank of America

  • COF: Capital One

  • CITI: Citibank

  • WF: Wells Fargo

  • USB: U.S. Bank

  • NA: Not Applicable

  • NM: Not Meaningful

  • NR: Not Reported

  • e: Estimated

ABOUT CARDDATA

CardData, a data collection service of CardWeb.com, has been tracking the payment card business on a monthly, quarterly and annually basis for more than 30 years. (CardData was preceded by RAM Research’s Bankcard Update and Bankcard Barometer.)

CardData statistical coverage includes the largest U.S.-based global payments networks, largest U.S. issuers, most significant payments-related companies, and general consumer-related payment metrics.

CardData is the source data of payment reports regularly published in CardFlash, a daily news service of CardWeb.com.

CardData features peer group data analysis prepared exclusively by RAM Research, a private consulting firm providing intelligence, surveillance, among other proprietary research services, to the payments business worldwide.

CardData and RAM Research have provided data and analysis exhibits for more than 70 litigation cases including two multi-billion-dollar antitrust trials: Visa vs Discover and U.S. DOJ vs Visa & Mastercard. Additionally, data and analysis has been furnished to the U.S. GAO, Federal Reserve, BEA and dozens of State and Federal legislators.

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