Universal Air Travel Plan has launched an enhanced travel insurance benefits program for International Air Transport Association and International Airlines Travel Agent Network ID cardholders. The new “Insider’s Club” program automatically offers $35,000 of travel accident insurance free of charge and covers travel on reduced-rate, industry-free and full-fare tickets. UATP is also offering the new “ATM Protector” enhancement, which provides loss of cash coverage for up to two hours after an ATM transaction. The “ATM Protector” program carries a $12 annual fee. Other “Insider’s Club” benefits include access to UATP’s free of charge, “PassengerAid”, the 24-hour worldwide emergency assistance program offering referral to medical, dental and legal consultation. UATP is also offering IATA and IATAN ID cardholders the option to purchase increased and additional insurance coverage at special rates. Rates begin at $12.54 annually for $200,000 on travel accident insurance, up to $55.00 annually for $1 million of coverage. UATP is also offering several enhanced insurance packages to cover family members and to provide coverage for rental cars and lost baggage. All new and renewed IATA and IATAN accounts will receive a 15% discount off insurance upgrades at enrollment, and cardholders that enroll online with UATP will receive an additional 5% discount. UATP has annual global billings in excess of $7 billion.