Bankruptcy filings continue to set records as bankruptcy reform is still batted around in Congress. Bankruptcy filings for the twelve month period ending September 30th totaled 1,547,669, up 7.7% from the 1,437,354 bankruptcy filings for the same period one year ago. For the third quarter, the total number of bankruptcy filings hit 401,306, the highest quarterly level ever. According to the Administrative Office of the U.S. Courts, non-business or personal bankruptcy filings, which make up the majority of bankruptcy filings, also broke records with a total of 1,508,578, up 7.8% fro 2001. The number of Chapter 7 filings rose 6.9% from the previous fiscal year to 1,084,336. Chapter 13 filings rose 9.5% to 451,258. According to industry data gathered by CardData, bankruptcy losses account for 46.9% of the credit card write-offs incurred by larger issuers, and 41.3% of the charge-offs sustained by smaller issuers. For complete details on the latest bankruptcy data visit CardData ([www.carddata.com]).