Aiming to provide banking facility to illiterate people at their
doorsteps, state-run lender Punjab National Bank plans to launch
biometric based Smart Cards in Punjab.
“We are planning to first introduce Smart Card in Tarn Tarn district of
the state. Afterwards, it would be launched in Fathegarh Sahib,” PNB
deputy general manager (Punjab), S R Sharma said today.
PNB had earlier launched this initiative at Neemarana in Rajasthan,
Patna in Bihar and Saharanpur in Uttar Pradesh, he said. Under this
initiative, the bank would be appointing business correspondents
which could be NGOs.
“After taking thumb impression of our account holders, we will issue
them these cards. Then business correspondents would go to their homes
enabling them to carry out their business transactions such as cash
deposit and cash withdrawal at their doorsteps,” he said.
“Then the data relating to the particular transaction would be uploaded
in the nearest branch of the bank for maintaining the relevant records,”
The bank today also announced the opening of its second Financial
Literacy and Credit Counselling Centre in the state at Mohali. Earlier,
the bank opened a centre in Gurdaspur district. Sharma said the bank
would be opening more such centres in all the lead districts including
Amritsar, Tarn Tarn, Kapurthala, Hoshiarpur and Nawan Shahar.