The nation’s top three general purpose credit card issuers, who collectively control about 58% of the market based on card loans, posted a 5.2% gain in outstandings and a 4.9% gain in volume for the fourth quarter, compared to the year ago period. The modest gains pale in comparison to the double digit gains of prior years. Bank of America, Chase and Citibank reported outstandings of $436.7 billion for the fourth quarter, compared to $415.1 billion for 4Q/06, according to CardData ([www.carddata.com]). The top three also posted purchase volume of $248.1 billion for 4Q/07, compared to $236.5 billion one-year ago. In the volume category, Citibank led the group with an 8.4% gain, compared to 4.3% for BofA and 2.2% for Chase. For the latest issuer statistics for the fourth quarter visit CardData ([www.carddata.com]).