Cardlytics and Vesdia have partnered to provide banks a comprehensive approach to delivering merchant-funded rewards and retailers access to additional marketing platforms. Allowing banks to provide targeted rewards based on customers’ debit, credit and bill-pay transactions, as well as deploy a broad-based rewards strategy that includes online malls and multi-channel marketing, the program is fully merchant-funded and allows banks to deploy an effective loyalty program at no fee. Vesdia and Cardlyticsâ partnership marketing programs offer merchants the ability to reach valuable consumers in targeted loyalty programs through models that deliver measurable results versus traditional advertising activities. The partnership combines a networks of local, national and online retailers for targeted promotional offers to consumers through their online banking statements based on actual transaction data, giving participating merchants direct access to one of the largest, most untapped and precisely targeted digital audiences available.
Q1 Labs security intelligence solutions has announced a major push into the European market with the establishment of a new European distribution, R&D, sales and support center and new senior management staff in the UK, France and Germany. Q1 Labs has doubled its customer base in one year and now has more than 1,000 customers worldwide including over 250 in Europe, is one of the fastest growing vendors in the SIEM space. It currently has two major OEM relationships with Juniper and Enterasys, as well as numerous partners worldwide. In March, Invest Northern Ireland announced that Q1 Labs will establish its new EMEA Headquarters in Belfast, where it will recruit around 50 staff to adequately meet demand from the region. The new facility will support the strong growth in EMEA, which accounts for over a quarter of its global customers, since it launched its products in the region in 2008. Q1 Labs also has respected partners including ATM in Poland, Eurosel in Italy, Ymon in Finland, as well as multinational partners, including Integralis and Axians.
Site Modules is an Online Payment Solution and Client Management System that provides advanced online services for your business. It allows users to provide customers a login page, process payments, to make payments online with a credit card or check, submit issues to, view documents and add other advanced options. Site Modules also provides enhanced online functions for websites. With today’s users expecting more than an informational static page from a website, Site Modules allows users to process online Checks and Credit Cards for transaction fee nor percentage for the transaction amount for check processcing.
Venezuela-based Banco Mercantil has gone
live with the new Clear2Pay Electronic Bill Presentment& Payment (EBPP)
solution. The FL-based SaaS e-commerce provider “TODO1”
customized the EBPP solution is to feature 24/7 self-service bill processing and
a robust payment engine. The solution was developed in response to customer requests for both a
robust accounts receivable management solution for business and
corporate customers. Offering overall cost reduction, “TODO1” provides
fully featured payment capabilities for both
retail and commercial banking customers within their existing Web-based
banking interactions. The EBPP solution was recently made available to
more than 750,000 Banco Mercantil customers
and bill service providers.
Mobile marketing solution provider ClairMail has introduced the “Intelligent Payments Solution” mobile payments strategy.
The new solution uses a platform-based approach and leverages ClairMail’s
recently announced Mobile Connectivity Architecture (MCA) to deliver a
variety of mobile applications including bill payment, mobile remote
deposit capture (RDC), person-to-person (P2P) payments, gift card
top-ups, merchant offers, and international remittance.
The bill payment and Mobile RDC functionality will be available in the
second quarter 2010, while the other applications will be introduced
later this year. ClairMail also announced an agreement with CashEdge, Inc., the leading
provider of Intelligent Money Movementâ¢ services, to provide financial
institutions (FIs) with connectivity to CashEdge’s Popmoneyâ¢ through the
ClairMail is a provider of mobile solutions for banking,
payment and card services with a technology platform
designed to help financial institutions realize the strategic potential
of mobile banking, driving new levels of customer trust and loyalty,
facilitating cross-sell opportunities and enabling near term, measurable
MBNA will refund any foreign currency exchange fees and cash advance charges for customers stranded abroad as a result of the volcanic ash disruption that has recently grounded flights. Many stranded passengers are facing additional costs for hotel stays, car hire and living expenses, including the withdrawal of foreign currency.
If a customer has difficulty paying their monthly credit card bill because they have been affected by travel disruption caused by the volcanic ash over Europe, MBNA will ensure they are treated sympathetically.
Meta Payment Systems has selected GDS Link’s “DataView360” to support the
underwriting of its lending programs.
Meta enlisted GDS Linkâs DataView360 as an underwriting tool for two
lending programs. First, Meta applies an underwriting application tool
to approve customers and establish credit lines for its small dollar
line of credit that is tied to a prepaid card. Meta also effectively and
efficiently aggregates disparate credit bureau data with scoring models
for underwriting its unique tax season-related line of credit, offered
to individuals prior to receipt of their tax refund.
Meta must accept information from credit bureaus as well as the
information submitted by customers. Because “DataView360” can be modified
to any clientâs specific needs, GDS Link was able to layer the
technology into Metaâs existing architecture, resulting in just a
two-month implementation time for a very complex underwriting process.
Meta achieved the handling of more than 10,000 applications each hour
from 5,000 office locations submitting applications at the same time.
CO-based Microtech-Tel has achieved Silver Level PureAdvantage Partner status with
security software provider Check Point. This partnership enables Microtech-Tel to deliver its business customers
worry-free security for data transfer that ensures secure credit card
processing, and full compliance with the privacy and reporting issues
under both the Heath Insurance Portability and Accountability Act
(HIPPA) for healthcare enterprises and the Sarbanes-Oxley Act of 2002
for publicly traded companies. As a Silver Level PureAdvantage Partner
with Check Point, Microtech-Tel personnel have been trained in all
aspects of Check Point security software and can provide end users with
any combination of resell, catalog sales, integration, installation,
training, and technical support for most products. Check Point customers include
tens of thousands of businesses and organizations of all sizes including
all Fortune 100 companies. In addition, Check Point’s award-winning
ZoneAlarm solutions protect millions of consumers from hackers, spyware
and identity theft.
GuestLogix onboard airline store technology has received PCI PED version 2.0 certification for its popular “PowerSeller” POS handheld “XPDA-S.” This provides GuestLogix with the broadest offering of POS handhelds to the passenger travel industry with the most current payment industry certifications. The new generation PowerSeller with EMV Level 2 secure Chip and PIN functionality provides the most universal, cost-effective, and secure method for managing and processing onboard retail transactions. PCI PED 2.0 will appeal to those operators in markets where the use of the Chip and PIN card processing is becoming increasingly available. The new card processing method protects passenger payment transactions, reduces risk and fraud, and minimizes merchant acquirer costs.
Among the growing majority of consumers interested in making payments through an ePayment Portal, 70% would be likely to use P2P payment services within that Portal. Additionally, 50% of consumers expressed interest in using electronic P2P for common needs; to encourage adoption banks need to position electronic P2P payments as a component of a payment and money movement solution; and 34% who expressed interest in the Portal concept indicated they would be willing to switch to a bank that offers electronic P2P payments as part of an ePayment Portal. This service, according to research by FIS banking and payments technology with a survey conducted by eCom AdvisorsThe ePayment Portal, is defined as a service provided by a financial institution that allows consumers to transfer money, pay bills, conduct P2P payments, and track all their money movement from a single place online.
Sterling Commerce has introduced the next generation of Sterling “Total Payments” at the NACHA PAYMENTS 2010 conference. The new version provides banks with tools that can incrementally generate additional fee revenue while providing greater value to customers through new capabilities for integrated payables and advanced fraud mitigation. It also reduces payment processing costs by increasing straight-through processing levels, automating exceptions while in-flight, and improving visibility and management across all payment streams. Sterling Total Payments integrates all payment channels into a single holistic view by building a payments services hub that improves the management and control of payments exceptions, management for domestic and international payments, and compliance.
ROAM Data mobile commerce has won the 2010 Technology Innovation Award (TIA) given by the Electronic Transfer Association’s (ETA) Annual Meeting & Expo. Given each year to a company whose creative use of technology significantly advances the payments industry as a whole, the award recognized “ROAMpay.” “ROAMpay” secure POS applications is available on hundreds of different devices but also custom commerce applications for merchants to empower their mobile sales force/workforce, and even reach their best consumers on their own mobile phones. To make transactions even more convenient and secure, ROAM is also delivering ultra low cost card readers compatible across many of its supported devices enabling card present transactions.