FICO has introduced its “” educational website on the new Risk-Based Pricing Rule and other federally-mandated credit disclosure notices to help U.S. consumers understand their notices of credit approval or denial. The site also explains the composition and role played by FICO Scores which are used by 90% of U.S. lenders while over 10 billion are consulted annually. Amendments to the Fair Credit Reporting Act require lenders to send a Risk-Based Pricing disclosure notice whenever a lending decision