Plus, an international provider of electronic payment solutions and retail banking technology to financial institutions, announced that its TranzWare Online and TranzWare Card Management System (CMS) successfully completed scalability and performance tests on the IBM System p(TM) enterprise server at the IBM Products and Solutions Services Centre in Montpellier, France.
Compass Plus’ TranzWare Online is an efficient, fault-tolerant solution for the switching, parametric routing and authorization of electronic payments. The system underwent stress testing in a processing scenario containing a database of 100 million customers, accounts and cards respectively and simulating up to 60,000 terminals comprised of ATMs and POS devices. The POS terminals conducted purchases, and of the ATM transactions, 85 percent were cash withdrawal and 15 percent were balance inquiry.
All terminals functioned continuously in full emulation mode with limit checks, commission calculations and performance of full authorization in stand-in mode and authentication of cardholders, among other parameters. The ATMs were monitored by the system in full online mode. During the tests, TranzWare Online achieved 1,050 business transactions per second (TPS), with a peak of 8,000 logical TPS. TranzWare Online demonstrated 100 percent stability during the hour and a half of peak load.
TranzWare CMS provides financial institutions with automated management of the issuance and circulation of payment cards, as well as bank and merchant acquiring. The testing, which simulated six months worth of live transaction data and associated batch procedures, demonstrated that TranzWare CMS is capable of running all end-of-month procedures in less than eight hours on a statement day, and no more than six hours on a standard day, for 20 million active credit cards. The maximum volume of transactions in the Oracle database exceeded 5,000 TPS. The system was tested using a variety of data sets, such as overdue and non-overdue accounts, as well as active and blocked cards.
“Reliability, security and maximum return on investment are among the most essential requirements in banking and payment technology,” said Doug Varble, North American vice president of Compass Plus. “Being one of few companies in the world to put our products through these stringent tests is evidence that Compass Plus is dedicated to providing our customers with solutions to keep their institutions running and fulfilling customers needs around the clock.”
The IBM System p(TM) mainframe system provides scalable performance with easy-to-grow modular systems and flexible workload optimization ensuring cost-effective infrastructure.
About Compass Plus
Compass Plus, an international provider of electronic funds transfer (EFT) and payments technology, with a North American office based in St. Louis, specializes in the development of software for building, implementing and managing retail banking systems, including payment card and bank account management, fraud detection, transaction processing, mobile and electronic commerce and other systems necessary for developing and running electronic payment projects. The company serves more than 100 customers in 26 countries.
