Average national credit card debt dropped 18% to $6,285, with consumers in 19 states having paid down their debt by equal to or more than the national average. With this, Wisconsin cardholders paid down debt by a whopping 37%; Hawaii consumers paid down debt 22%; Missouri & Nevada both paid down card debt 21%; Maine paid down debt 20% while California, Colorado, Illinois, Ohio, Tennessee, Texas all tied, paying down debt 19%. Still, according to CreditKarma, consumers in some states averaged poor credit scores. Oklahoma consumers averaged a score of 648, Kentucky averaged 643, Louisiana averaged 643, South Carolina averaged 641, West Virginia averaged 641, Alabama averaged 639, Arkansas averaged 638 and Mississippi was the worst in the Union with an average credit score of 626, concluding the majority of consumers south of the Mason-Dixon Line would not be able to finance a used Honda. However, Mississippi and Alabama have lowest average credit card debt of $5,799 and $5,625, respectively, likely due to low-issuance and a minority of credit-worthy consumers.