Ingenico payment solutions and First Data payment processing partnered to enable retail customers in the U.S. with the First Data “TransArmor.” This will allow customers of both First Data and Ingenico to increase payment security by incorporating TransArmor data encryption and tokenization technologies across the Ingenico “Telium” range of products, which features payment acceptance for EMV, NFC and magnetic stripe cards in a highly secure platform. Ingenico is already working with First Data retailers, emphasizing card data security, reduction of the cardholder data environment, and the advantages of decrypting at First Data as cornerstones of the program. Now the partnership ensures payment card data is more secure from the moment it enters the merchant environment throughout the entire transaction with encryption. After the payment is authorized, sensitive payment card data is replaced with a non-sensitive, random token number that preserves the value of card data for merchant business operations and marketing purposes but removes all cardholder or transaction information that criminals may find useful. This offers a secure environment to significantly reduce the scope and costs associated with PCI compliance.