Near Field Communication (NFC) payments continue to gather steam with Bluetooth low energy (BLE) and Host Card Emulation (HCE) technology.
A new white paper examines the opportunities and challenges for BLE mobile technology. Another white paper on HCE will be issued this summer.
The white paper was developed by the Smart Card Alliance Mobile and NFC Council to provide an educational resource on BLE, describing what it is, how it’s used, how it fits with other mobile technologies and what security aspects should be considered for BLE-enabled applications. The white paper:
• Defines BLE, including the key features that can benefit businesses and consumers
• Explores the origins of BLE’s development, the BLE design principles and the applications to which it can respond
• Discusses BLE in the context of possible applications for, but not limited to, venue management, event management, retail customer relationship management, food services, transportation, payment and access control
• Details case studies that illustrate category-specific issues and stimulate thought on how to overcome constraints and explore new applications
• Compares BLE with similar technologies, such as WiFi, GPS, NFC and QR codes; the comparison identifies BLE’s advantages and disadvantages and discusses how technologies may complement each other to enrich the application experience
• Discusses security as it relates to BLE’s use for payments, mobile marketing and mobile commerce The Smart Card Alliance is also developing “Host Card Emulation (HCE) 101,” a primer on HCE that will discuss the security considerations that accompany HCE implementation and outline various use cases for both payment and non-payment applications.
“Bluetooth Low Energy (BLE) 101: A Technology Primer with Example Use Cases.” is available now: http://www.smartcardalliance.org/resources/pdf/BLE101-FINAL-053014.pdf
For more data on NFC payments access CardData®. For information and commentary on NFC payments visit the searchable CardFlash® Library of more than 58,000 articles published since 1995. Custom RAM Research® projects on NFC payments are available exclusively through CardWeb.com.®
White Paper Contributors Participants involved in the development of the “BLE 101” white paper included: Advanced Card Systems Ltd.; Booz Allen Hamilton; Capgemini USA Inc.; CH2M Hill; Cubic Transportation Systems; Discover Financial Services; First Data Corporation; Fiserv Inc.; Giesecke & Devrient; Heartland Payment Systems; Identification Technology Partners; Ingenico; Intercede; IQ Devices; Morpho; NXP Semiconductors; Oberthur Technologies; Underwriters Laboratories (UL).
The Smart Card Alliance Mobile and NFC Council was formed to raise awareness and accelerate the adoption of payments, loyalty, marketing, promotion/coupons/offers, peer-to-peer, identity, and access control applications using NFC. The Council focuses on activities that will help to accelerate the practical application of the technology, providing a bridge between technology development/specification and the applications that can deliver business benefits to industry stakeholders.