Owners of NFC-enabled BASE smartphones can now make contactless payments at more than 35,000 locations in Germany provided they have a digital wallet equipped with a payment function, like the digital Maestro card.
The high level of security is made possible by Giesecke & Devrient (G&D). As a partner in security, G&D supplies special SIM cards with highly secure memory for storing the digital Maestro card. Giesecke & Devrient also operates a high-security data center for E-Plus, enabling them to install the payment application on the SIM card, personalize it and manage it over its life cycle.
The NFC-enabled SIM card SkySIM CX functions as a key safety element for saving sensitive information on smartphones. The Trusted Service Manager (TSM) in G&D’s high-security data center both manages security on the SIM card while also installing and personalizing the payment application on the SIM card via the mobile phone network.
If they lose their smartphone, customers can have the wallet blocked. The payment application is then immediately deleted by G&D as TSM over the mobile phone network. The card is simultaneously blocked in the bank’s background system, as is usually the case with debit and credit cards.
Furthermore, G&D says customers can also save their membership cards, such as their ADAC (the German Automobile Club) card, onto their smartphone. There is now no need to always carry your wallet with you, as smartphones with built-in digital wallets are becoming increasingly important in customers’ everyday lives.
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