OH-based CardinalCommerce has been granted a patent for omni-channel payments. the US patent for Alternative Payment Implementation for Electronic Retailers includes an allowance for Method and System for Extending Payment System Architectures and Legacy Order Processing Systems to Mobile Commerce Applications via Text Messaging (Japan).
Cardinal says the new patent reinforces it is on the leading edge of the payments industry’s move towards omni-channel payments. Consumers are looking for convenient ways to shop and to protect themselves and their payment data when shopping. This technology allows for in-store transactions using payment methods other than plastic cards, like digital wallets and other alternative payment methods.
The patent and notice of allowance are inventions built into the Centinel platform, and show Cardinal’s continuing investment in Centinel as the leading universal merchant platform to enable authentication payments, secure online transactions and alternative payment brands.
Cardinal’s patent portfolio includes 42 issued patents, 5 notices of allowance, and approximately 100 patent applications pending.
CardinalCommerce has been focused on enabling authenticated payment transactions in the card-not-present payments industry since 1999. Through One Connection, Cardinal’s proprietary SafeCloud payment platform, CardinalCommerce enables friction-free, technology-neutral authentication and alternative payment services (including digital wallets and mobile commerce services).
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