SayPay Technologies has teamed with VoiceVault to deliver transformational online and mobile payment solutions. SayPay offers a single, seamless solution for bill payments, online checkout, and website sign-in.
VoiceVault provides the algorithms that analyze the unique characteristics of a user’s voice, including three-dimensional modeling of their vocal and nasal tract as well as the uniqueness of the user’s co-articulation between digits. VoiceVault algorithms use SayPay’s one-time use token to spot repeat or manipulated audio segments from prior sessions. This enhanced protection eliminates the threat of replay and man-in-the-middle attacks.
SayPay Technologies provides advanced online and mobile payment solutions. By simply speaking a unique, one-time use SayPay token into their mobile phones, customers instantly make payments, complete online purchases or sign-in with just their voices. SayPay provides both out-of-band and 3-factor authentication, which is ideal for remote and CNP transactions. SayPay’s patent-pending solution offers customers a fast, convenient and efficient experience while reducing fraud.
VoiceVault’s voice biometric solutions have helped secure billions of dollars in money transfers, wires and ACH payments in 40 countries around the globe.
For data, background and forecasts on Voice Payments: Search CardWeb.com’s CardFlash® Library of more than 58,000 archived articles; Access CardWeb.com’s CardData® for current and historical Performance, Portfolios, Profiles, etc. Visit RAM Research® (ramresearch.com) for quarterly and annual forecasts covering more than 150 metrics. [complimentary or deeply discounted access to CardWeb.com subscribers].
Additional database resources include CardWeb.com’s CardExecs® – comings & goings of payments movers & shakers; CardWeb.com’s CardWatch® – ears & eyes on marketing globally (57K items); and CardWeb.com’s CardPixes® – form & function of card design (7K items).