Early stage delinquency (30+ days) edged down by 13 basis points sequentially and year-on-year (YOY), on average, among the nation’s top four U.S. credit card issuers. Citibank appears to be doing the best, dropping 19 basis points in Q2/15, compared to Q1/15.
CHASE 30+ DELINQUENCY
BOFA 30+ DELINQUENCY
CAPITAL ONE 30+ DELINQUENCY
CITIBANK 30+ DELINQUENCY
Source: Chase; Bank of America; Capital One; Citibank: CardData
For data, background and forecasts on U.S. Credit Card Delinquency: Search CardWeb.com’s CardFlash® Library of more than 58,000 archived articles; Access CardWeb.com’s CardData® for current and historical Performance, Portfolios, Profiles, etc. Visit RAM Research® (ramresearch.com) for quarterly and annual forecasts covering more than 150 metrics. [complimentary or deeply discounted access to CardWeb.com subscribers].
Additional database resources include CardWeb.com’s CardExecs® – comings & goings of payments movers & shakers; CardWeb.com’s CardWatch® – ears & eyes on marketing globally (57K items); and CardWeb.com’s CardPixes® – form & function of card design (7K items).