Capital Prepaid Services has made loading checks more convenient with the availability of mobile check cashing for the program it manages, the BlazePays Visa Prepaid Card. The new feature allows cardholders to cash checks to their BlazePays Prepaid Card easily from virtually anywhere.
Using a smartphone, BlazePays cardholders can take a picture of a check and, if the check is approved, load the funds to their card in minutes for a fee of 1% or 4% of the check value, with a minimum of $5. Alternatively, cardholders can choose to wait 10 days to access their funds at no charge if the check is not returned unpaid within the 10-day period.
The BlazePays Card is an ideal budgeting tool and can be used alongside or in place of a checking account or credit card. It is valuable for millennials, college students, budget-conscious consumers, and people who don’t need or want a checking account. The card helps cardholders avoid overspending, provides the ability to track where money is spent, and can be used anywhere, including online, where Visa debit cards are accepted.
The BlazePays mobile check cashing feature is provided through the IngoTM Money mobile app, which can be downloaded from the App Store for iOS devices or Google PlayTM Store for Android devices.
Cardholders can use the Ingo Money mobile app to cash checks between $5 and $2,500 to their BlazePays Card. Most check types are supported, including payroll and government checks, two-party personal checks, cashier’s checks, insurance checks, money orders and many others. If Ingo Money approves the check, it will be cashed and funded to the BlazePays Card. Once a card is funded, the money is guaranteed to the card issuer and is as good as cash and safe to spend by the cardholder.
Ingo Money and First Century Bank, N.A. operate the nation’s only digital account funding network, a consumer-direct network accessible via mobile and retail channels.
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