Total U.S. gross accounts (GAC) in the third quarter (3Q/15) for Visa, MasterCard, American Express and Discover was up 7.1% year-on-year (YOY). At the end of 3Q/15, there were 491.0 million U.S. credit GAC compared to 458.3 million for 3Q/14.
Visa U.S. credit GAC for 3Q/15 jumped 9.1% YOY to 251 million, compared to 246 million in the prior quarter, and 230 million in the year ago quarter.
MasterCard U.S. credit GAC for 3Q/15 grew 6.1% YOY to 156 million, compared to 155 million in the prior quarter, and 147 million in the year ago quarter.
American Express estimated U.S. credit GAC for 3Q/15 increased 3.4% YOY to 45.1 million, compared to 44.2 million in the prior quarter, and 43.6 million in the year ago quarter.
Discover estimated U.S. credit GAC for 3Q/15 rose 3.2% YOY to 38.9 million, compared to 38.6 million in the prior quarter, and 37.7 million in the year ago quarter.
MAJOR 4 U.S. CREDIT CARD GROSS ACCOUNTS
3Q/14: 458.3 million
4Q/14: 467.5 million
1Q/15: 475.0 million
2Q/15: 483.8 million
3Q/15: 491.0 million
VISA U.S. CREDIT CARD GROSS ACCOUNTS
3Q/14: 230.0 million
4Q/14: 236.0 million
1Q/15: 241.0 million
2Q/15: 246.0 million
3Q/15: 251.0 million
MASTERCARD U.S. CREDIT CARD GROSS ACCOUNTS
3Q/14: 147.0 million
4Q/14: 150.0 million
1Q/15: 152.0 million
2Q/15: 155.0 million
3Q/15: 156.0 million
AMERICAN EXPRESS U.S. CREDIT CARD GROSS ACCOUNTS
3Q/14: e43.6 million
4Q/14: e43.9 million
1Q/15: e43.8 million
2Q/15: e44.2 million
3Q/15: e45.1 million
DISCOVER U.S. CREDIT CARD GROSS ACCOUNTS
3Q/14: e37.7 million
4Q/14: e37.9 million
1Q/15: e38.2 million
2Q/15: e38.6 million
3Q/15: e38.9 million
Source: Visa; MasterCard; American Express; Discover
NOTE: AmEx estimated based on CIF; Discover estimated based on GDV, PDV and historical.
For data, background and forecasts on Credit Card and Debit Card Gross Accounts: Search CardWeb.com’s CardFlash® Library of more than 58,000 archived articles; Access CardWeb.com’s CardData® for current and historical Performance, Portfolios, Profiles, etc. Visit RAM Research® (ramresearch.com) for quarterly and annual forecasts covering more than 150 payments metrics. [complimentary or deeply discounted access to CardWeb.com subscribers].
Additional database resources include CardWeb.com’s CardExecs® – comings & goings of payments movers & shakers; CardWeb.com’s CardWatch® – ears & eyes on marketing globally (57K items); and CardWeb.com’s CardPixes® – form & function of card design (7K items).