Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

V+M Intl Debit Card GDV Continues to Soften in 4Q/15

V+M Intl Debit Card GDV Continues to Soften in 4Q/15

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Visa and MasterCard international card gross dollar volume (GDV) for the fourth quarter (4Q/15) posted $1870 billion, compared to $1953 billion one-year ago. However, the nominal year-on-year (YOY) change is meaningless. 
On a currency adjusted (FX) basis, for 4Q/15, GDV for Visa international credit cards have been growing steadily, up 150…

Big 6 30+ Day Card Delinquency Edges Upward in 4Q/15

Big 6 30+ Day Card Delinquency Edges Upward in 4Q/15

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Early stage delinquency (30+ days) among the nation’s top 6 issuers climbed 5 basis points (bps) sequentially in the fourth quarter (4Q/15) to 1.81%, but remains below last year’s 1.84%. Five of the Big 6, including Chase, Bank of America, Capital One. Citibank, and Discover, posted higher delinquency in 4Q/15. However,…

Boku Brings Direct Carrier Billing to Central Europe

Boku Brings Direct Carrier Billing to Central Europe

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] San Francisco-based Boku, a specialist in direct carrier billing-based mobile payments, announced a series of new partnerships to bring direct carrier billing to Google Play for more than 75 million mobile subscribers across 3 major European markets. As a result of the new deals, subscribers can use one-tap mobile payments to…

MiCamp Solutions to Provide SBE with Complete P2PE

MiCamp Solutions to Provide SBE with Complete P2PE

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] MiCamp Solutions will integrate EMV compliancy into all SBE locations to allow for maximum payment processing security to protect customers from fraud when using their credit or debit cards. In addition, MiCamp Solutions will provide SBE with complete Point-to-Point Encryption (P2PE) while implementing tokenization for added payment processing solutions. Founded on…

MBNA Prepares for the UK Google Android Pay Launch

MBNA Prepares for the UK Google Android Pay Launch

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The U.K.’s top credit card expert MBNA will be the first to bring Google’s Android Pay to its customers as the countdown, scheduled for later in 2016, begins. UK contactless spend increased steeply in 2015, more than trebling to reach £7.75 billion. With nearly one in eight card transactions now using…

Revel Opens Dallas Office for its iPad POS Solution

Revel Opens Dallas Office for its iPad POS Solution

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] San Francisco-based Revel Systems has opened a new office in Dallas to scale its domestic operations and meet existing demand for its iPad Point of Sale solution in Texas. With Dallas currently leading all major U.S. metropolitan areas for small business job growth (according to a March 2016 report from Paychex),…

Cheesecake Factory and MyCheck to Intro CakePay in April

Cheesecake Factory and MyCheck to Intro CakePay in April

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The Cheesecake Factory has picked MyCheck as the mobile payment platform provider for its new mobile payment app called CakePay.  The app will begin rolling out nationwide next month. From the guest perspective, CakePay works as follows: The guest checks-in to a location. 2. A four digit code is generated and…

First Tennessee & First Data Ink a Deal for Small Biz

First Tennessee & First Data Ink a Deal for Small Biz

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] First Data has inked a major deal with First Tennessee Bank, the largest bank in Tennessee with nearly 200 retail and commercial banking locations. Under the new enterprise agreement, First Tennessee will provide its small business clients with First Data’s innovative products, including the Clover family of business management solutions. First…

Card-Linking Transactions are Soaring in U.S.

Card-Linking Transactions are Soaring in U.S.

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] CardLinx Association released new data from the 2016 Annual Card-Linking Industry Survey. The February 2016 data is sourced from the largest merchants, payment companies, publishers and card-linked technology companies. Over 50% of respondents noted that card-linking transactions have grown by at least 50% in the last 12 months. This compares to last…

UATP and Air Canada Unveil the ACGlobe Program

UATP and Air Canada Unveil the ACGlobe Program

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] UATP and Air Canada introduced the ACGlobe program for corporate travelers. Multi Service will manage the corporate payment solution for the airline, which will issue a branded card for program users. Air Canada is the preferred airline of 86 per cent of Canadian business travelers. UATP is a global payment solution…

Visa Becomes Partner of the U.S.-China Tourism Year

Visa Becomes Partner of the U.S.-China Tourism Year

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Visa inked a Cooperation Plan with the China National Tourism Administration (CNTA), establishing Visa as a strategic partner of the U.S.-China Tourism Year. The landmark collaboration between the CNTA, the U.S. Department of Commerce and Visa will provide for a year-long series of events designed to enhance tourism, trade cooperation, and…

Mobile Wallets Set to Take Off Big Time

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Consumers are finally awakening to mobile wallets and the market is set to explode. As the barriers to wallet adoption drop, and issues with merchant adoption and consumer hesitation lessen, FI-branded wallets stand ready to reap the benefits. JAVELIN released, What’s in your Mobile Wallet?, and introduced JAVELIN’s S.C.O.R.E. wallet analysis…