Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

Cubic & Transport for London Receive an Award

Cubic & Transport for London Receive an Award

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Cubic, along with Transport for London (TfL) received another major honor for London’s contactless bankcard system. After winning the ‘Technological Innovation’ award at the 18th annual Rail Business Awards. The premier event recognizes excellence and innovation in the United Kingdom’s rail sector. This is the eighth major award for Cubic and…

Wirecard new Prepaid mycard2go with Visa Simply One

Wirecard new Prepaid mycard2go with Visa Simply One

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Germany’s Wirecard has introduced mycard2go, reloadable, can be used abroad and online. Issued by Wirecard Bank, it is the first Visa Simply One combined card, bringing together the functionality of a traditional credit card with that of a V PAY debit card. The solution combines high-level security in the form of…

WIPP and AmEx OPEN Comend Federal Government

WIPP and AmEx OPEN Comend Federal Government

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Women Impacting Public Policy (WIPP) and American Express OPEN have commended the U.S. Government’s achievement of awarding 5% of its annual federal contracts to women-owned small businesses. This is the first time since the goal was set more than twenty years ago. The five percent goal was put in place as…

Sionic Mobile Beefs-UP its ION Loyalty app

Sionic Mobile Beefs-UP its ION Loyalty app

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Sionic Mobile has released its new ION Loyalty app for small business merchants and ION Rewards app for consumers; both available for free download in the App Store and Play. These latest releases further enhance the social experience, by cloaking the physical payment (plastic cards stay tucked safely away), while adding…

PayCertify.cash Coming this Month

PayCertify.cash Coming this Month

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] PayCertify will launch on March 15th PayCertify.cash, the company’s new private processing network and online application that gives vendors new ways to accept secure payments. PayCertify already gives more than 4,000 high risk merchants a variety of fraud protection tools, helping them eliminate the cost burdens of fraudulent transactions. With the…

EPX a Finalist for an Innovator Award

EPX a Finalist for an Innovator Award

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Electronic Payment Exchange (EPX), a full-service credit card, debit card and electronic check (ACH) payment processor, is a finalist for the 2016 PYMNTS Innovator Award for Best Comeback Story. The awards are one of the highlights of the PYMNTS 2016 Innovation Project, scheduled for March 16-17, 2016, on the campus of…

Planet Payment & Moneris Ink Currency Conversion Deal

Planet Payment & Moneris Ink Currency Conversion Deal

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Planet Payment and Moneris Solutions have inked an agreement to deliver currency conversion functionality at the checkout to Moneris’ portfolio of merchants in Canada.   With this agreement, Moneris plans to integrate Planet Payment’s currency conversion technology into its suite of product offerings. This agreement will significantly expand Planet Payment’s solution…

SuperCom Acquires Data Security Firm Safend

SuperCom Acquires Data Security Firm Safend

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] SuperCom has acquired Safend, a global data security company with a broad range of competitive and well-known encryption and data protection solutions. The acquisition is in line with SuperCom’s stated strategy to offer complementary security products and solutions to its growing customer base. Safend is an international provider of cutting edge…

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Debt Collection Tops the FTC Complaint Report

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Debt collection, identity theft and imposter scams were the most common categories of consumer complaints received by the Federal Trade Commission’s Consumer Sentinel Network in 2015, according to the agency’s new data book. While debt collection complaints rose to the top spot among complaint categories, the report notes that this was…

X-Border Survey Finds Merchants Not Up to Snuff

X-Border Survey Finds Merchants Not Up to Snuff

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] New research shows cross-border commerce is still in its nascent stages and merchants remain unprepared to welcome international shoppers. Cross-border sales are expected to account for about 15% of total global e-commerce sales by 2018. According to the latest PYMNTS.com X-Border Index powered by Digital River, the average merchant scored 57…

Higher Card Rates and Fees Drive US Bank in 4Q/15

Higher Card Rates and Fees Drive US Bank in 4Q/15

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] U.S. Bank (USB) reports net interest income for Payment Services rose 10.4% year-on-year (YOY) in the fourth quarter (4Q/15) driven by improved loan rates and higher average loan balances and fees. Net income for Payment Services rose 7.2% YOY to $326 million for 4Q/15, compared to $320 million in the prior…