Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

Coin to Enable MasterCard Digital Enablement Service

Coin to Enable MasterCard Digital Enablement Service

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Coin announced a developer program for accelerating the integration of payments into wearables. The program will enable access to the MasterCard Digital Enablement Service (MDES) to securely digitize MasterCard payment credentials and further reduce the barrier to entry for device manufacturers. The program, compatible with a range of wearables such as…

Visa Token Service Extends to Automobile Manufacturers

Visa Token Service Extends to Automobile Manufacturers

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Visa says it is making the Visa Token Service available to auto manufacturers, helping to pave the way for easy and secure car-based commerce. To further advance car-based commerce, Visa is also offering a range of related digital payment solutions, including new standards for Bluetooth (BLE) and QR codes that could…

Bunker Wallet Uses Pocket Firewall to Stop Bad Hackers

Bunker Wallet Uses Pocket Firewall to Stop Bad Hackers

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Mutbak, a new company launched by a former hacker and security expert, who recently announced the launch of their first product, a Premium Quality Leather Wallet with RFID Blocking Liners designed to protect the wallet owner’s sensitive information. According to the company, the Bunker uses “Pocket Firewall”, the highest signal and…

Wincor Nixdorf and Mahindra Comviva Hook-Up

Wincor Nixdorf and Mahindra Comviva Hook-Up

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Wincor Nixdorf and Mahindra Comviva have hooked-up to enable seamless transaction experience at the ATM. With advent of this new solution, consumers using mobile wallets powered by Mahindra Comviva’s mobiquity® Wallet will be able to withdraw cash and top up their mobile wallets at the ATM by simply scanning or presenting…

MasterPass Dominates 97% of M-Payment Conversations

MasterPass Dominates 97% of M-Payment Conversations

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Digital wallets including Apple Pay, Samsung Pay, Android Pay and MasterPass dominated – 97% – of total mobile payments conversations in 2015, centered on product launches, service improvements and how users are evaluating them. In 2015, consumers embraced the increasing choice of digital payments options available to them, moving beyond the…

Visa Checkout Expands Rapidly Across Europe

Visa Checkout Expands Rapidly Across Europe

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Visa Checkout will now be available to merchants and consumers across France, India, Ireland, Poland, Spain and the United Kingdom this year. Visa Checkout brings the security and convenience of the Visa card to the digital world, creating a better way to pay with mobile and connected devices. Visa Checkout is…

Special Breaking News Mentions in Today’s CardFlash

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Breaking News: TIMETRIC (France); LOYLOGIC (loyalty); CSI (Texas); and SAFETYPAY (expansion). TIMETRIC – The ‘The Cards and Payments Industry in France: Emerging Trends and Opportunities to 2019’ Timetric report provides detailed analysis of market trends in France’s cards and payments industry. It provides values and volumes for a number of key…

APTA & NFC Forum Join to Educate Public Transportation

APTA & NFC Forum Join to Educate Public Transportation

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The American Public Transportation Association (APTA) and the NFC Forum have inked a Memorandum of Understanding (MOU) that will enable the two organizations to jointly educate the industry on Near Field Communication (NFC) technologies supporting the needs of public transportation operators. NFC technology has a broad range of use cases and…

MasterCard IQ Series Targets Card Fraud

MasterCard IQ Series Targets Card Fraud

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] MasterCard IQ series, a suite of pioneering solutions that use real-time intelligence to empower issuers to make more informed fraud management decisions is here. Through this effort, cardholders and merchants would see a reduced number of transactions unnecessarily declined, while maintaining the highest levels of security. Javelin estimates that one out…

FTC Seal Logo

Data Broker Defendants Settle FTC Charges

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] A group of defendants have settled Federal Trade Commission charges that they knowingly provided scammers with hundreds of thousands of consumers’ sensitive personal information – including Social Security and bank account numbers. The proposed federal court orders prohibit John Ayers, LeapLab and Leads Company from selling or transferring sensitive personal information…

CFPB Finalizes Consumer-Friendly Policy

CFPB Finalizes Consumer-Friendly Policy

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The Consumer Financial Protection Bureau (CFPB) finalized a policy to facilitate consumer access to financial products and services that promise substantial benefit to consumers. The new policy establishes a process for companies to apply for a statement from Bureau staff that would reduce regulatory uncertainty for a new product or service…

Lavu & PayPal Team for Restaurants and Bars

Lavu & PayPal Team for Restaurants and Bars

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Lavu, a specialist in POS solutions for restaurants and bars that run on iOS-based mobile devices has selected PayPal to bring payment processing of EMV or traditional swipe credit and debit card payments to restaurants, bars, food trucks, and other food/beverage businesses nationwide. Restaurant and bar owners often face high costs…