Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Credit Card Monitor Awards go to Chase

Credit Card Monitor Awards go to Chase

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Corporate Insight, a provider of competitive intelligence and user experience research to the financial services industry named Chase to its Credit Card Monitor Awards. For more than 15 years, Corporate Insight has presented its annual Gold, Silver and Bronze awards to recognize the most innovative and valuable digital offerings in the…

PANscan Finds 1.4B+ Unencrypted Card Numbers

PANscan Finds 1.4B+ Unencrypted Card Numbers

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Businesses continue to struggle with the prohibited storage of unencrypted customer payment data. In its fifth study on unencrypted card data, SecurityMetrics’ patented card discovery tool PANscan found that 61% of businesses store the unencrypted 16-digit sequence on the front of credit cards, also known as the Primary Account Number (PAN).…

Bankers Healthcare Group Hooks-up with Afferent

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Bankers Healthcare Group has teamed with Afferent Provider Solutions, an education and services provider that helps healthcare professionals create wealth, manage risk and limit liability. This partnership will allow Afferent to offer its customers credit cards, business and personal loans through BHG, a leading provider of fast, hassle-free financial solutions for healthcare professionals.…

Chinese Payment Cards to Slow to a CAGR of 4.9% till 2020

Chinese Payment Cards to Slow to a CAGR of 4.9% till 2020

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The Chinese payment cards market grew at a CAGR of 18.2% during the period 2012-2014 and is expected to grow at a CAGR of 4.9% over the period 2015-2020. The total number of cards in circulation reached 4,949.2 million by the end of 2014, whereas the total population of the country…

Seamless Heads to South Africa MNO

Seamless Heads to South Africa MNO

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Seamless has inked a new order from a leading African mobile operator in the Ivory Coast for the installation of its transaction switch. The order is initially valued at approximately USD 2 million. Seamless transaction switch has been a key component for international telecom companies since the first installation some 15…

Heartland Payment Systems Gobbles Beanstalk Data

Heartland Payment Systems Gobbles Beanstalk Data

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Heartland Payment Systems has acquired privately held Beanstalk Data, a leading provider of customer engagement platforms for restaurants in the USA. The acquisition allows Heartland to help restaurants seamlessly integrate their customer relationship management (CRM) systems and marketing and engagement programs with the Heartland point of sale (POS) and e-commerce solutions.…

Starr Companies Gets Your Back on Cuba Travels

Starr Companies Gets Your Back on Cuba Travels

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Starr Companies announced the availability of travel insurance and payment card assistance services for travel to Cuba. These plans provide trip cancellation and trip interruption insurance as well as accident and sickness benefits. In addition, the plans provide the coordination of medical and assistance services for travelers during their travel and…

Special Breaking News Mentions in Today’s CardFlash

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] APRIVA – Apriva has completed EMV certification with Global Payments for Ingenico’s Telium2 terminals connecting through the Apriva Gateway. This full-featured certification includes the wireless iWL220 and iWL250, as well as the iCT220 and iCT250 countertop models. The certification spans all major card brands, including Visa, MasterCard, American Express, Discover and…

Visa Transforms to an Open Platform for Developers

Visa Transforms to an Open Platform for Developers

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Visa announced the launch of Visa Developer to transform the largest retail payments network to an open platform. For the first time in the company’s nearly 60 year history, software application developers will have open access to technology, products and services by Visa. The new Visa Developer platform is designed to…

Low Oil Prices a Boon to Credit Card ABS

Low Oil Prices a Boon to Credit Card ABS

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Still-low oil prices could prove to be a boon for already-strong U.S. credit card ABS performance in the coming months. According to Fitch Ratings oil price declines are leading to a sustained drop in gasoline and heating oil prices this winter, which is adding more savings into U.S. households. Fitch notes…

Alliance for Financial Inclusion Re-Inks MasterCard

Alliance for Financial Inclusion Re-Inks MasterCard

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] The Alliance for Financial Inclusion renewed their partnership with MasterCard at the African Mobile Phone Financial Services Policy Initiative meeting held in Dakar, Senegal. More than 70 regulators and government officials from across Africa attended the meeting. AFI provides a platform for government officials and regulators from across the continent to…