Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

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Five Ways to Reduce Charge-Backs & Fraud

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] In a recent tip sheet, E-Commerce 4 IM highlights five different points that are essential to helping both online retailers and more traditional brick and mortar stores catch fraud before more charges ensue or chargebacks occur. For example, point number one is to be on the lookout for unusually large orders…

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eMazzanti Technologies Earns PCI QIR Validation

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] NYC-based eMazzanti Technologies retail IT consultant and managed services provider, is now one of a limited number of organizations qualified to help retailers meet the approaching VISA-mandated requirement that level 4 merchants use only PCI validated QIR professionals to implement, integrate, maintain or service their integrated POS systems. Company leadership explained…

China Minsheng Bank Goes FICO Instant Approval

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] China Minsheng Bank has created an online credit card application decision program that allows customers to apply using either online or mobile channels and receive an instant approval decision. Since implementing the FICO solution, a little over a year ago, the bank has received over 3.5 million applications for credit cards…

First Data Sets up R&D Center in Ireland

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] First Data intends to establish a research and development center in Ireland that will house up to 300 highly skilled employees to centralize work on a number of the company’s leading technology platforms. The R&D center will be located in Nenagh, County Tipperary. The project is supported by the Department of…

Moneris Targets Canadian B2B Marketplace

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Moneris Solutions Corporation will be providing electronic payment processing solutions to the business-to-business (B2B) marketplace in Canada , currently valued at $2.8 trillion. B2B payments refer to any payment conducted between two companies, rather than between a company and individual consumer. Moneris’ B2B payment solutions will enable businesses to accept electronic…

Cash on Delivery a Popular e-Commerce Trend

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] E-Commerce is going mobile and innovative technology is allowing consumers around the world unprecedented access to products. Consumers are no longer limited to the product selection at their local store or even in their own country. About 57% of online respondents in Nielsen’s global survey have made an online purchase in…

Special Breaking News Mentions in CardFlash January 26, 2016

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] CardFlash.com Breaking News: R&M (report); NXT-ID (NFC); BANKRATE (rates); and SYNCHRONY (card deal). R&M – Research and Markets announced the addition of the “Credit Card Bundle: Commercial Payment, Co-Branded/Affinity, and Private Label” report to their offering. This 9th edition of Commercial Payment Cards: U.S. and Global Market Trends presents data and analysis on the…

AmEx Leads Card Industry for Consumer Identity Safety

AmEx Leads Card Industry for Consumer Identity Safety

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] When it comes to consumer identity safety the leaders are: American Express, Bank of America, Capital One, Chase, Citibank, PNC, SunTrust, USAA, and Wells Fargo. JAVELIN’s 2016 credit card issuers’ study scored 20 of the nation’s top credit card issuers – providing insight into how the customer‐facing security measures of credit…

BlueVine Snags Another $40MM for its Factoring Biz

BlueVine Snags Another $40MM for its Factoring Biz

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] BlueVine, an online provider of working capital financing to small businesses, announced has closed $40 million in funding, bringing the company’s total funding to $64 million to date. This Series C funding was led by an investment from Menlo Ventures, with additional participation from new investor Rakuten FinTech Fund, follow-on investments…

Sionic Mobile’s ION Loyalty Small Business Center

Sionic Mobile’s ION Loyalty Small Business Center

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Atlanta-based Sionic Mobile unveiled its highly anticipated ION Loyalty Small Business Center is now live, providing small business owners and local merchants an affordable, easy-to-use mobile loyalty, payments and marketing platform. ION Loyalty helps increase traffic and sales through unlimited advertisements in the ION mobile marketplace and with merchant-branded eGift Cards.…

Flywire Acquires ScholarFX & Enters Canadian Market

Flywire Acquires ScholarFX & Enters Canadian Market

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Flywire, f/k/a peerTransfer, a provider of cross-border payment solutions, has acquired Toronto-based ScholarFX, a processor of tuition, room and board payments for international students attending universities and other educational institutions in Canada. The news follows Flywire’s successful October 2015 acquisition of UK-based Uni-Pay, and its continued strong organic growth. The ScholarFX…

Mobeewave Empowers Global Payments’ Canadian Clients

Mobeewave Empowers Global Payments’ Canadian Clients

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Montreal-based Mobeewave and Global Payments inked an agreement to offer Global Payments’ Canadian clients an innovative new mobile payment acceptance solution. The solution is designed to enable secure, in-person payment transactions, made with any contactless credit card or mobile wallet (e.g. Apple Pay, Samsung Pay, Android Pay), directly on an NFC-enabled…