Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

EMV Simplified

TSYS has introduced new semi-integrated solution that can help simplify the EMV certification process. Using a single integration approach, this TSYS-certified solution has the ability to process with both TSYS Guardian EncryptionS and TSYS Guardian TokenizationS, offering Value-Added Resellers (VARs), Integrated Software Vendors (ISVs) and their respective customers a secure method for accepting payments, including magnetic stripe, EMV, and NFC contactless payments.