Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

IA360° EMV

Instant Issuance improves the card issuing process by enabling new and existing customers to receive a fully-functioning, active payment card within minutes. Canada’s IA360° launches non-traditional Instant Issuance of EMV Credit Cards, mobile wallet and wearables to be activated in retail stores and at events in North America.