Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

SumUp BitPay mPOS

SumUp has integrated Bitcoin into its mPOS solution through BitPay. The integration means that any bricks and mortar retailer can now easily accept Bitcoin payments. With SumUp’s streamlined checkout process, the customer simply confirms the amount with a single click on their smartphone after scanning a QR code or using NFC broadcast. For merchants, accepting Bitcoin payments means that issues with fraud concerns or credit card chargebacks are erased from the equation. After having launched a proprietary Chip & PIN terminal in its major European markets, SumUp is now building an open network by accepting different alternative payment options, such as Bitcoin and soon to follow Apple Pay.