Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

NAB + EPX

MI-based North American Bancard (NAB) has swallowed up Electronic Payment Exchange (EPX) for an disclosed amount. NAB is among the nation’s top payment services companies and the leading provider of the PayAnywhere suite of mobile point of sale solutions. EPX is a global, full-service credit card, debit card, stored value, and electronic check payment transaction processor.

Perka beacon

SMBs (small to medium-sized businesses) are now receiving a device that brings the future of retail technology right into their stores: the Perka beacon. First Data has enhanced the Perka mobile loyalty solution with a small, low-powered device that communicates wirelessly with the Perka app, enabling increased customer engagement and a faster, more personalized retail experience.