Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

GOswiff PinPad

goSwiff mobile commerce and marketing launched a PINPad card reader to boost the efficiency and security of cashless mobile transactions across a range of markets. goSwiff’s pocket-sized PINPad card reader allows banks, MNOs and merchants to accept fast, safe mPOS transactions through their mobile devices on the go, so that no sales opportunity is missed. goSwiff PINPad is the only card reader in the market designed from the ground up for mobile payments in harsh environments. The goSwiff PINPad can cater to a wide range of mobile devices, offering great flexibility in terms of which platforms you wish to facilitate transactions on. With its Bluetooth V3.0 (Class II) connection, any mobile device is invited to take advantage of all that PINPad has to offer.

TD mDEPOSIT

TD Canada Trust made available its TD Mobile Deposit allowing customers to deposit checks into their bank account by taking a photo. The TD Remote Deposit Capture offers business customers the convenience of depositing cheques electronically using a computer and compatible scanner, right from their office or place of business. TD Mobile Deposit is housed within the TD app and allows customers to snap pictures of cheques within a specified monthly deposit limit by tapping anywhere on the screen – a feature developed to help improve image clarity and reduce deposit errors. Real-time available funds balance and the ability to deposit US cheques from Canadian financial institutions to a TD USD account are some of the additional features of TD Mobile Deposit.