Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups.

Anovia Merchant Insights

Dallas-based Anovia and San Francisco-based Womply have partnered to provide Anovia Payments merchants with Anovia Insights, the market merchant analytics platform. Anovia Insights will provide merchants with instant access to rich, relevant and actionable data about their businesses. Anovia Insights offers merchants a 360-degree view of their business performance by combining their revenue, online reputation and social media information into an online dashboard.


Norway’s MeaWallet says it is looking for business partners that can develop the French market for mobile wallet as-a-service. MeaWallet has established technology and business partnerships with major players like IBM and Elavon, in addition to using licences from the world’s largest card networks for enabling standard based mobile payment services.

Lloyds ESPO Framework

Payment collection specialist allpay will provide Bill Payment services to Lloyds Bank as part of the bank’s selection to the newly launched ESPO public sector banking framework. Lloyds has been selected alongside two other banks to offer a range of banking solutions as part of the framework, especially designed to help UK local authorities, central government, schools, social housing providers, police, NHS, and all other public sector organisations with their banking requirements.

CMB & NCR Dynamic eLock

China Merchants Bank has selected NCR’s Dynamic eLock Management solution to help the bank centralize the management of safe box keys and passwords across its over 10,000 unit ATM network. Specially designed for the China market, NCR Dynamic eLock management solution restricts the access to an ATM’s safe boxes to only authorized users with an IC smart key and a one-time password.


Farmers Insurance Group Federal Credit Union (FIGFCU) has selected Fiserv’s DNA account processing platform and a host of complementary Fiserv solutions as technology cornerstones for its future growth. Developed using contemporary, standards-based components, DNA provides FIGFCU with 24/7 real-time processing, scalability and robust retail, mortgage and commercial banking capabilities.