Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

MilliKart mPOS APP

MilliKart technology companies launched its M+ mobile payment solution in collaboration with goSwiff, the global innovator in mobile commerce and marketing services. M+ represents the latest technology for accepting card payments by using a mobile phone app paired with a Chip & PIN card reader. The M+ is versatile and highly scalable mPOS solution, meeting the needs of both small merchants with micro-outlets as well as large merchants who may have many thousands of agents on the ground. Acquiring banks have now the opportunity to better serve their merchant clients with a high-end solution to roll out mobile POS and be ahead of the curve to meet current and future payment industry demands.