Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

UniPay Adds Gift and Loyalty Cards Support

United Thinkers announced Gift and Loyalty Card Features, the addition of Check 21 and pending Digital Currency Processing Integrations.In addition to existing Credit, Debit, Pre-Paid, and EBT Card Processing functionality, UniPay now supports Private Brand Gift, Loyalty and Combo Cards to meet the growing demand for these card types in the Electronic Payment Transaction Processing Market. The UniPay Platform provides a unified processing API for handling of credit cards, debit cards, EBT cards, pre-paid cards, gift, and loyalty cards, including management of points and rewards. This additional functionality makes UniPay the only product available where the structure and format of all basic operations remain the same across all Card Types as well as ACH Processing. The UniPay UniCharge Module is an advanced Processing and Remittance Engine supporting advanced functionality needed for transaction processing through a wide network of Processors and Gateway Partners.

Ingenico mobile acceptance tech gets Cartes Bancaires CB certification

Ingenico has been awarded the first certification in France for an m-acceptance (or mobile acceptance) solution by Cartes Bancaires CB Group. M-acceptance consists in combining a payment solution with mainstream mobile equipment such as a smartphone or tablet, using both communication means and ergonomy to provide for embedded management and check-out applications. A transaction viewing portal has been made available to mCommerce retailers by Ingenico Group. Mobile bank card payments have risen significantly over the last few years. Ingenico Group is a pioneer in the m-acceptance sector with its payment solutions initially connected to the GPRS cellular network and more recently to the 3G network.

BPC Smartvista Announces Latest Client

BPC Bank announced EthSwitch has chosen SmartVista to power its national switching operations. SmartVista was selected because of its comprehensive functionality, advanced technology and proven track record in helping payment businesses worldwide capitalize on opportunities presented by the changing payments landscape. EthSwitch was formed by all the banks in Ethiopia, and with the backing of the Ethiopian Bankers’ Association and the country’s central bank known as the National Bank of Ethiopia. EthSwitch aims to connect all banks to a central transaction switching platform that will provide customers with access to their money and other financial services via any ATM, Point of Sale (POS) device, mobile and Internet channels, regardless of which bank issued their card or in which bank their account is kept.

Osper Deploys Allpay Prepaid Card

allpay is supporting prepaid innovator, Osper, with its first class manufacturing, personalization and fulfilment application for its signature bright orange plastic prepaid card. The Osper Card aims to equip young people with an easy-to-use platform to enable them to develop their money management skills. The Card facilitates cash withdrawals at cash machines as well as online purchases, much in the same way as a traditional debit card. allpay has helped Osper to manage the high demand for the card, providing a fast paced manufacture, personalisation and fulfilment service for the hundreds of daily card requests.

Square Announces Analytics Tool

Square announced Analytics to its complete Register service. The powerful reporting and analytics tool delivers sellers actionable data to increase sales and better serve their customers. Square Analytics integrates the full suite of Square Register products including Pickup, Invoices, and Appointments, making it the most robust point of sale service. Expensive annual fees, tedious set-up processes, and irrelevant, generalized reports have traditionally excluded small business owners from useful information available to larger merchants. Building on the sales data to which Square sellers already have access, the new mobile-optimized Square Analytics delivers information including most-popular items and categories, busiest time of day, and a holistic view of customer spending.

MainStream Merchant Services Partners Womply

MainStream Merchant Services launches MainStream Insights, the industry’s leading merchant analytics platform powered by Womply. MainStream Insights will provide merchants with access to rich, highly-relevant data about their business they can use to grow, outpace the competition and increase their bottom line. MainStream Insights allows merchants a secure way to manage revenues, online reputation, and social media, through a central online dashboard designed to provide merchants with easy access to powerfully informative business tools. These tools vividly bring data to life to help merchants make better decisions and execute effective business plans.MainStream Insights offers merchants Revenue and Transaction Analytics, Market Intelligence and Competitor Monitoring.

VF Taxis

VeriFone plans to expand its taxi and media services to Istanbul and throughout Mexico’s Mayan Riviera. Through this expansion, VeriFone stands to provide more than 20,000 additional taxis with secure, in-taxi and mobile payments, mobile hailing and booking, and interactive multimedia content during passenger rides.