Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

D+H Announces Latest Core Banking Tech Client

DH Corporation announced that Four Points Federal Credit Union has chosen its UltraData Enterprise Core solution, along with additional integrated solutions from the company, including Cavion Internet Banking, Cavion Mobile Banking, Cavion Remote Deposit Capture, Item Processing Services, Touché CRM, MortgagebotLOS and MortgagebotPOS mortgage origination solutions and the Servicing Director loan servicing system. Four Points Federal Credit Union, based in Omaha, Neb., selected D+H based on a combination of the extensive capabilities of the UltraData Enterprise Core Solution; its tight integration with the Company’s other channel, payment and lending solutions; and the Company’s reputation and proven track record surrounding client support and innovation.

SafeCharge Now a Visa Europe Principal Member

SafeCharge (SCH.L) payment technologies has been granted principal membership status for merchant acquiring by Visa Europe. The VISA agreement complements the Company’s membership of MasterCard Europe, which was granted in December 2013, and allows SafeCharge to directly acquire and process Visa and MasterCard transactions for merchants in the UK and across Europe. The membership status will reduce the Company’s direct acquiring cost structure, accelerate the merchant acquisition process and improve its competitive position for winning new business.

GlobalPlatform Validates Fime Test Tool

GlobalPlatform, has qualified Fime’s ‘Global’ test tool, validating its ability to evaluate the functionality of secure elements (SEs) to support payment, telecom and identity applications. The tool is available for SE providers, mobile network operators (MNOs), and handset manufacturers, to purchase for pre-certification development testing, and as part of FIME’s laboratory testing service portfolio. GlobalPlatform test libraries have been added, including the Common Implementation Configuration, Secure Element Access Control and Secure Element Configuration. Additionally, the tool is qualified to confirm SE compliance to specifications outlined by the payment systems, with further libraries to be confirmed in the coming months.

Westpac NZ selects IBM private cloud tech

Westpac New Zealand has selected IBM’s private cloud technology to support its goal to be New Zealand’s leading digitalbank. The new five year agreement is part of an extensive services and technology contract which includes Westpac migrating some of itsbusiness critical IT systems into IBM’s state-of-the-art Auckland datacentre, enabling enhanced customer service. The agreement supports Westpac as it embarks on a significant transformation from a traditional bank to one that uses cloud computing enabling it to address key market trends such as social and mobile adoption to influence the way consumers prefer to bank today. Westpac is also one of IBM’s long-term strategic outsourcing clients.By adopting IBM private cloud capabilities to develop and test tools within a dedicated environment, Westpac will be able to deploy new online and mobile banking services faster and across multiple devices and platforms in response to customer demand. As customers’ digital footprints expand and the bank’s security demands change, IBM is helping Westpac respond with enhanced online security features, such as the ability to manage identity and access through a single user ID.

CPI Card Group to Acquire EFT Source

EFT Source card programs and personalization services for ATM and debit cards for financial institutions has signed a definitive agreement to be acquired by long-time partner, CPI Card Group, a global leader in financial and EMV card production and related services.Through the acquisition, EFT Source adds advanced personalization capabilities to further enhance CPI’s existing personalization expertise and strengthen CPI’s reach into small- to medium-sized financial institutions across the U.S. In addition, CPI’s customer base will have direct access to EFT’s patented instant issuance solution, Card@Once®, enabling them to deliver fully functioning, traditional or EMV-capable payments cards to customers within seconds.