Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Simple Announces New Mobile App

Simple is announcing major updates to both its iOS and Android apps. The Simple 2.0 release makes it even easier to stay on top of your financial life. Simple Instant on Mobile lets you exchange money with any Simple customer instantly. Sending money to another Simple customer is as easy as adding them as a contact and transferring funds. Now, you can send money to other Simple customers on the go. Your friend lent you cash? Pay them back immediately. You forgot to pay rent before taking off for a week-long trip? Get money to your roommates on the road, right from the mobile app. They also updated the look and feel of Goals on the web. The updated design of our Android and iOS apps is a key feature of Simple 2.0.

TIS Americas Partners Allied Payment on mPayments

Top Image Systems and BPM (Business Process Management) solutions and MIP (Mobile Imaging Platform) provider, announced a long-term transaction-based deal with Allied Payment Network to implement MobiPAY, TIS’ self-service mobile bill payment application, within PicturePay, Allied’s mobile photo bill pay solution. TIS will work with Allied, its customers and partners to enhance their user experience and continue to automate the bill payment workflow with our advanced MobiFLOW platform for end-to-end processing of bills and related documents.

Oberthur Technologies acquires NagraID

Oberthur Technologies (OT) signed an agreement to acquire NagraID Security SA. OT will acquire a 100% equity stake of NagraID Security SA from the Kudelski Group (SIX:KUD.S) and the company’s management.NagraID Security SA develops and markets powered display cards to secure access to the cloud, primarily for companies operating in the field of financial payments, authentication and identification solutions, using one-time password (OTP) or dynamic card verification value (DCVV, the 3 or 4 digit security code printed on payment cards) technologies.

PayPal Announces Newest Client

Ryanair launched a new payment partnership with PayPal. Ryanair’s 86m customers now have the option to pay for their Ryanair flights using their PayPal account, ensuring even faster bookings on Europe’s biggest travel website. This is the latest in a long line of Ryanair customer improvements, including allocated seating, a second free cabin bag, a new website and app and a dedicated family service, with a tailored business product set to be unveiled in the coming weeks. This will help Ryanair develop its customer experience by making it even easier and quicker for travellers to book and pay for their flights online, expanded to the 152 million active Paypal accounts across the world,

Fido Alliance Announces Latest Member

Meontrust Inc has joined the Fido Alliance to advance the global adoption of strong authentication. The FIDO (Fast IDentity Online) Alliance is a non-profit organization nominally formed in July 2012 to address the lack of interoperability among strong authentication devices as well as the problems users face with creating and remembering multiple usernames and passwords. The FIDO Alliance includes more than 130 member companies, including Google, MasterCard, Microsoft, and PayPal, to name a few. MePIN plans to add FIDO protocol support into their products and to participate in the FIDO Ready™ testing program to help ensure the MePIN app, and other apps built with the MePIN SDK, are interoperable with the rest of the FIDO ecosystem.

GoCoin Launches eCommerce Billing

GoCoin e-commerce payment solution designed to handle both bitcoin and alt-coins at checkout released its Click-to-Bill feature. Making it even easier for merchants to accept digital currency payments from their customers, Click-to-Bill allows merchants to create invoices and request payment via email or text message directly from their GoCoin Dashboard. Billing is also enabled through the GoCoin API for merchants looking to generate custom WYSIWYG forms.For SMS invoices, a customer receives an alert on their mobile device with a link to view the bill. Clicking it launches their bitcoin wallet, where they are prompted to select their preferred currency and submit the payment.

UL GlobalPlatform Certified

GlobalPlatform has qualified the Collis Compliance Test Suite for GlobalPlatform Open Mobile API, enhancing UL’s portfolio of compliance test suites for mobile device testing. This test suite has achieved qualified status under the GlobalPlatform Compliance Program. The Collis Compliance Test Suite for GlobalPlatform Open Mobile API implements the official test plan developed for the GlobalPlatform Compliance Program. The test suite ensures the compliance of a mobile device that implements the SIMalliance Open Mobile API test specification (version 2.05) for Transport API (version 1.0). This test specification specifies how to test the Transport API part of the Open Mobile API. UL is a GlobalPlatform (GP) qualified laboratory that provides test certification services to confirm a product’s compliance to GP specifications using GP qualified test tools. UL has been qualified under the GlobalPlatform compliance program for approvals testing according to GP configuration specifications.

Klarna Appoints Latest Board Member

Klarna payment provider has appointed Jon Kamaluddin to its Board of Directors. Jon Kamaluddin was international director at ASOS from 2009 to 2013 after having spent five years as CFO. In his role as international director, Kamaluddin led ASOS global expansion, including the U.S., Russia, China, Germany, and Australia, which helped ASOS grow its overseas sales to almost 60 per cent of its overall sales. He also served as a member of ASOS Board of Directors. Klarna’s Checkout service allows consumers to make online purchases using only their e-mail address and postcode, with no unnecessary pre-registration or credit cards needed. The Company also allows retailers to experience checkout conversion rates of up to 80%.