Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Entrata and Visa Team to Lower Processing Costs for Landlords

Entrata and Visa Team to Lower Processing Costs for Landlords

Entrata inked a strategic alliance with Visa to introduce an improved payment and authorization program to the multifamily industry. The resulting program introduces a lower cost payment method for Visa debit card holders and reduces the number of steps it takes to authorize and process rent payments. Entrata says high, restrictive fees and cumbersome processing…

Business Owners Frustrated With Excessive Federal Regulations

Business Owners Frustrated With Excessive Federal Regulations

According to new research, 52% of small business owners rank the “cost of health insurance” as a critical problem.  That figure is virtually unchanged from four years ago. Furthermore, all of the top problems for small businesses relate directly to excessive federal regulation and taxation.” The National Federation of Independent Business (NFIB) released its quadrennial…

Briefs: UATP; SUPERCOM; HOYOS; and USAT

In Other News: UATP (Affirm); SUPERCOM (Nofshonit); HOYOS (Veridium); and USAT (FreshBrew). UATP – UATP has teamed up with Affirm, an innovative financial services provider, to provide technology that will allow airlines’ customers to purchase airfare in flexible installments, without a credit card. The partnership builds upon UATP’s payment technology platform providing speed to market for…

Benefits and Challenges of Implementing User Authentication

Benefits and Challenges of Implementing User Authentication

The Electronic Funds Transfer Association (EFTA), which works to advance electronic payments and commerce through responsible federal government relations and member education, released its second white paper on, “User Authentication,” which details the benefits and challenges of utilizing user authentication as a component of an overall security strategy. According to the Department of Commerce, U.S.…

iPayment Continues to Realign Top Executives

iPayment Continues to Realign Top Executives

NY-based iPayment has promoted Robert Purcell to CFO. Purcell joined iPayment in 2012, and currently serves as the company’s Senior Vice President, Finance and Chief Accounting Officer. In the CFO position, Mr. Purcell will work with iPayment Interim CEO and President, O.B. Rawls IV to improve iPayment’s financial flexibility and position the company for significant…

Mozido Ankles EVP/Product Development from IBM Watson

Mozido Ankles EVP/Product Development from IBM Watson

Austin, TX-based Mozido has ankled Vince Padua as Executive Vice President of Product and Development effective immediately. Mozido says Vince has a demonstrated track record of finding product and market fit by innovating and transforming technology  into high growth businesses. With over 15 years of experience driving innovation within companies including IBM (Watson and Tivoli), Dell,…

Allegiant and BofA Take-Off with the New Allegiant World MasterCard

Allegiant and BofA Take-Off with the New Allegiant World MasterCard

Allegiant and Bank of America inked a new relationship to launch the Allegiant World MasterCard. This is Allegiant’s first credit card program, and will allow cardholders to earn three points per dollar on Allegiant purchases, two points per dollar on qualifying dining purchases, and one point per dollar on all other purchases. Article – Allegiant…