Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Fiserv to Advance Visa’s Common Debit EMV Solutiion

Fiserv, Inc. just announced an agreement to make Visa’s common debit EMV solution available for the Accel(TM) debit network. Under the agreement, Fiserv will adopt Visa’s common debit solution offering issuers, acquirers and merchants a simple, streamlined approach for debit EMV adoption. The agreement will help enable the development of regulation-compliant debit EMV solutions using a common Application Identifier (AID).

ZNAP Unveils NFC Payment App

ZNAP™ announced today that the New York Sound City conference and music festival on March 17th in Williamsburg, Brooklyn will be the first U.S. event to feature ZNAP™’s NFC (near field communication) payment technology. During the event, ZNAP™ will unveil its NFC features to attendees, who will be the first consumers to test its tap-and-pay capabilities. In addition to facilitating mobile transactions, the ZNAP™ app enables consumers to manage loyalty points, rewards programs, coupons and special offers using their mobile devices. Promoters can activate capabilities designed specifically for festivals and live events.

Dataworks CEO Passes, Interim Named

It is with a collective heavy heart that US Dataworks, Inc. today announced the passing of its long-time Chairman and CEO, Charles E. Ramey, who died yesterday morning after suffering a severe heart attack from which he was unable to recover. The Company also announced that its Board of Directors has appointed John Penrod as its interim Chief Executive Officer. Mr. Penrod will continue in his role as the Company’s VP of Operations in addition to his new CEO duties. Joseph Saporito, an outside director of the Company, will take over the Chairman role with the Board seat left vacant by Mr. Ramey’s death to remain unfilled for the time being.

Western Union Launches new Service In Nigeria with Paga

The Western Union Company today announced the launch of a new mobile money transfer service to Nigeria, which increases the reach of Western Union payout options in the country. The new service to Nigeria integrates directly with Paga, the leading mobile payment platform in Nigeria, with more than 1.2 million users. Paga users now have the option of receiving a Western Union Money Transfer® transaction directly into their Paga account.

mopay Extends Partnership with Deutsche Telekom

mopay announced today a carrier billing partnership with Deutsche Telekom. The agreement will allow mopay to connect directly to Telekom’s international payment hub, Service Delivery Platform (SDP). Through this direct access, 14 markets and 142 million mobile customers will enjoy the frictionless mopay payment experience powered and connected by one of Europe’s largest carrier groups. The complementary capabilities of mopay and Deutsche Telekom provide the best possible user experience for their respective customers. While mopay enables digital merchants to integrate the mopay platform as a carrier billing option into their checkout process, Deutsche Telekom provides the backend billing capabilities.

Oink Partners With European Games Group for Mobile Payments

Virtual Piggy, Inc., provider of Oink, today announced that it has partnered with the European Games Group to provide a safe, seamless payment technology for their games, including Hero Zero, across their 16 million user base. Oink is a mobile-first payment technology designed to allow retailers and game publishers to reach consumers in a safe, legal and effective manner compliant with the FTC and other international regulations. The award-winning technology serves as a digital family wallet that is available online or via mobile and allows safe, secure transactions -and can be enhanced with parental controls.

Ebates Acquires Extrabux

Ebates Inc. today announced the acquisition of Extrabux, a free, comparison shopping website where consumers discover the best prices, find coupons, and earn cash back on their online purchases. The two companies have a growing membership base in China and today announced the launch of Ebates.cn to capitalize on this opportunity. Ebates.cn will offer members cash back, coupons and special deals from over one thousand retailers including eBay, Macys.com, Sierra Trading Post and Vitacost. During the month of March, shoppers will be able to earn up to eight percent cash back by shopping at their favorite retailers through Ebates.cn.

Up to 25,000 Card Present Transaction Data Compromised

As we previously stated on March 5th, our systems detected an unauthorized attempted intrusion into our Sally Beauty Supply LLC network. At the time of this discovery, we immediately engaged a top-tier forensics firm (Verizon) to investigate this security incident. As a result of this ongoing investigation, we have now discovered evidence that fewer than 25,000 records containing card-present (track 2) payment card data have been illegally accessed on our systems and we believe it may have been removed. As experience has shown in prior data security incidents at other companies, it is difficult to ascertain with certainty the scope of a data security breach/incident prior to the completion of a comprehensive forensic investigation. As a result, we will not speculate as to the scope or nature of the data security incident.

Visa Appoints Global Head, Merchant Sales & Solutions

Visa announced the appointment of Ramón Martín to the newly created position of Global Head of Merchant Sales and Solutions to lead global merchant strategy and integrating key functions to deliver customized products and services designed to help merchants achieve their business goals and advance Visa’s strong merchant and acquiring partnerships worldwide. Martín joins Visa from American Express, where he spent 16 years, most recently as President of Merchant Services, Americas. Martín completed an Industrial Engineering Degree at Universidad Politécnica de Madrid and an MBA at Instituto de Empresa Business School in Madrid, Spain. Mr. Martín also serves as a member of the Board of Directors for the National Retail Federation.

PayWith App Enables In-store Purchase with Mobile

A new method of mobile payment has arrived that will change how merchants and shoppers interact. PayWith Inc., a Vancouver-based company, has launched an innovative new smartphone app that simply and securely enables in-store transactions with mobile devices. With this license agreement, millions of merchants in North America who are able to process
credit cards can choose to accept mCards and engage with their customers on a whole new level
using the PayWith platform.

GlobalBay Tablet POS Offers EMV Transactions

Encore Payment Systems has provided small and medium-sized businesses all over the U.S. with the latest solutions in merchant services. Encore Payment Systems is proud to introduce the newest point-of-sale merchant solution to its suite of revenue-building tools, GlobalBay Merchant Tablet POS. GlobalBay Merchant Tablet POS is a turn-key point-of-sale solution that promises an affordable, easy to use system to manage virtually every aspect of their business. GlobalBay Merchant Tablet POS will enable EMV (Chip & PIN) transactions for Encore merchants a full 2 years before the government mandate.

HioTablet POS integrates with USAePay

USAePay recently welcomed HioTablet, a Windows tablet point of sale system for restaurants and retail businesses, to integrate with their secure payment gateway. Manufactured by ICG Software and distributed by AgentPOS, the HioTablet is an easy to install template rich point of sale system serving the restaurant and retail industries. HioTablet is unique in the fact that it does not charge any monthly software fees. The new HioTablet utilizes HioPOS terminal software on a Windows tablet and can be used as a stand-alone point of sale system, or interface with the HioPOS 15″ all-in-one terminal. The tablet contains 17 built-in templates covering a variety of restaurant and retail businesses including a guide for a bakery, bar, yogurt shop, sushi restaurant, supermarket, liquor store and more.