Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio: www.rbm4.com

Business Owners Frustrated With Excessive Federal Regulations

Business Owners Frustrated With Excessive Federal Regulations

According to new research, 52% of small business owners rank the “cost of health insurance” as a critical problem.  That figure is virtually unchanged from four years ago. Furthermore, all of the top problems for small businesses relate directly to excessive federal regulation and taxation.” The National Federation of Independent Business (NFIB) released its quadrennial…

Briefs: UATP; SUPERCOM; HOYOS; and USAT

In Other News: UATP (Affirm); SUPERCOM (Nofshonit); HOYOS (Veridium); and USAT (FreshBrew). UATP – UATP has teamed up with Affirm, an innovative financial services provider, to provide technology that will allow airlines’ customers to purchase airfare in flexible installments, without a credit card. The partnership builds upon UATP’s payment technology platform providing speed to market for…

Benefits and Challenges of Implementing User Authentication

Benefits and Challenges of Implementing User Authentication

The Electronic Funds Transfer Association (EFTA), which works to advance electronic payments and commerce through responsible federal government relations and member education, released its second white paper on, “User Authentication,” which details the benefits and challenges of utilizing user authentication as a component of an overall security strategy. According to the Department of Commerce, U.S.…

iPayment Continues to Realign Top Executives

iPayment Continues to Realign Top Executives

NY-based iPayment has promoted Robert Purcell to CFO. Purcell joined iPayment in 2012, and currently serves as the company’s Senior Vice President, Finance and Chief Accounting Officer. In the CFO position, Mr. Purcell will work with iPayment Interim CEO and President, O.B. Rawls IV to improve iPayment’s financial flexibility and position the company for significant…

Mozido Ankles EVP/Product Development from IBM Watson

Mozido Ankles EVP/Product Development from IBM Watson

Austin, TX-based Mozido has ankled Vince Padua as Executive Vice President of Product and Development effective immediately. Mozido says Vince has a demonstrated track record of finding product and market fit by innovating and transforming technology  into high growth businesses. With over 15 years of experience driving innovation within companies including IBM (Watson and Tivoli), Dell,…

Allegiant and BofA Take-Off with the New Allegiant World MasterCard

Allegiant and BofA Take-Off with the New Allegiant World MasterCard

Allegiant and Bank of America inked a new relationship to launch the Allegiant World MasterCard. This is Allegiant’s first credit card program, and will allow cardholders to earn three points per dollar on Allegiant purchases, two points per dollar on qualifying dining purchases, and one point per dollar on all other purchases. Article – Allegiant…

Posera Inks a Big Deal with a Large U.S. Payment Processor

Posera Inks a Big Deal with a Large U.S. Payment Processor

Toronto-based Posera has inked its second SecureTablePay non-exclusive distribution agreement with one of the largest payment processors in the United States.  The agreement will generate initial license fees and monthly recurring revenues for POSERA. Posera expects the solution to be available once technical certification is completed in approximately 3 months. Upon completion of the technical…

Visa Canada & Ingenico Shine at the Toronto Film Festival with NFC

Visa, now in its 20th year of sponsorship of the Toronto International Film Festival (TIFF), will roll out the red carpet for a lineup of innovative payment experiences showcasing the future of commerce. Until September 18th, VISA will provide festival-goers with the opportunity to experience the first-of-its-kind Connected Screen powered by Ingenico Group, which is…

AmEx Canada Offers Reward Points for Purchases to Cardholders

AmEx Canada Offers Reward Points for Purchases to Cardholders

American Express Canada had unveiled the launch of Use Points for Purchases, a dynamic new capability that allows eligible Cardmembers to use Membership Rewards points towards a wide range of eligible everyday purchases charged to their Card. Eligible Cardmembers enrolled in the Membership Rewards program can access and redeem against eligible spending on purchases they…