Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups.

Ingenico Posts Strong Performance for 3Q/13

Ingenico posted 3Q/13 9 months ending revenue of EUR1.004 billion, up 17% from the year ago figure, and quarterly revenue of EUR348 million thanks to performance across all geographies and segments. Also, from the year figure, Growth momentum in North America was up 40%; growth acceleration in Transactions services due to Ogone’s successful integration was up 15%; and full-year guidance raised for revenue and profitability. Also Organic growth was above 12% and revenue exceeded the EUR1 billion threshold in nine months for the first time ever.

TIS Reports Growth in 3Q/13

TIS GmbH has again continued its successful business development for 3Q/13 for high sales growth, having further technically developed its Cloud Platform for payment transactions. The current positive business development of TIS has considerably enhanced its attractiveness for potential new investors. The demand for ERP integrated, cloud-based solutions for payment transactions, liquidity and bank relationship management has become greater, particularly in view of the upcoming SEPA migration deadline. And this need spans all branches of industry and commerce, which is evidenced by the range and variety of TIS new customers in the third quarter of 2013 – they represent a highly diverse sampling from the business world.

Accumulate mPayments Files Patent Suit

Accumulate AB has filed a lawsuit in the District Court of Stockholm against Seamless Distribution AB (publ) for patent infringement. The lawsuit relates to Seamless’s mobile payment solution, SEQR. Accumulate requires Seamless to stop the use and marketing of SEQR. Accumulate has an extensive patent portfolio in the field of mobile payment solutions, with patents in several countries and customers worldwide. The current patent infringement lawsuit relates to a Swedish patent from the patent portfolio. Accumulate AB is a privately owned company with investors including the Sixth AP Fund, TeliaSonera, PayEx and Svea Ekonomi. Accumulate has long experience of mobile online solutions with more than 100 million applications delivered since 2004.

Samsung Wallet Announces New Partnership

Samsung Electronics expands consumer offerings available through Samsung Wallet, a practical and easy-to-use mobile app for storing tickets, boarding passes, membership cards, coupons, and more, with the addition of new partnerships across several industries-including transportation, coupons and hospitality. New partners like American Express, United Airlines, Virgin Atlantic, Malaysia Airlines, Amtrak, Valpak, eGifter, Gyft, Yowza, SpotOn, Agoda, HRS, Opodo and Thrillcall are joining the Samsung Wallet ecosystem, which includes partners previously announced at the Mobile World Congress 2013 – Walgreens, Expedia, Belly, Lufthansa, and Samsung Wallet is available for download on the Galaxy S® III, Galaxy S® 4, Galaxy Note®, Galaxy Note® II and Galaxy Note 3 from Samsung Apps ( or Google Play.

Intellicheck Mobilisa Launches barZapp mApp for Android

Intellicheck Mobilisa identity solutions and wireless security systems launched an Android version of barZapp ID-checking mobile app. With it, smartphones can be used to check an ID card. An introductory version is available in the Google App Store for $1.99 and offers users 10 scans per day once a free account has been created at this link. Unlimited scans are available for a paid subscription of $9.95 per month for the barZapp Pro version. barZapp for Android requires Android Version 2.3.3 or higher. With this launch, barZapp is now available on both the Google and Apple App Stores. With barZapp, users can aim their smartphone’s camera at the barcode on a driver’s license to instantly read and verify the encoded information and display the results”including the bearer’s name, date of birth, ID expiration and ID number.

MasterCard Commits to Raising $4mm for Stand Up To Cancer

MasterCard is set to extend its Dig In & Do Good campaign through the holiday season with the goal of raising an additional $4 million for Stand Up To Cancer® (SU2C) and will continue to make a one cent donation to SU2C when cardholders spend $10 or more for a meal using their MasterCard through December 31, 2013 up to $4 million (U.S.). The program engages consumers to help drive necessary funding for innovative cancer research through their already planned activity simply by making the choice to use their MasterCard to pay for their meal. MasterCard presented the $4 million fundraising contribution from the first portion of the campaign to SU2C on-field during Game 4 of the 2013 World Series. MasterCard and SU2C representatives were joined on-field by SU2C celebrity ambassador. The promotion applies to U.S. qualifying restaurant purchases made by MasterCard consumer and small business cardholders with MasterCard cards issued by U.S. financial institutions.

Fundtech Announces ACH Alert Solution

FundtechACH Alert and Fundtech announce a partnership to make available ACH Alert’s suite of innovative, patented fraud mitigation solutions via Fundtech products. ACH Alert’s suite of fraud mitigation solutions enhance Fundtech’s offerings with industry-leading capabilities that allow financial institutions to mitigate incoming ACH fraud and outgoing ACH and wire fraud for their customers. By providing these solutions, Fundtech enables financial institutions to comply with FFIEC guidance calling for layered security, with different controls at various points in a transaction process. Further, financial institutions are able to monetize these services, by selling to their customers and members. These impact Fundtech solution users of CASHplus; PAYplus USA and PAYplus Connect/GFX; ACHplus; and OrigiNET.

Toshiba POS Solutions Announces Latest Expansion

Toshiba Global Commerce Solutions announced HUGO BOSS has selected Toshiba for a global deployment of store technology solutions led by TCxWave, a versatile solution unlike any other POS, kiosk or self-service device the market has ever seen, being deployed across its European stores. The United States market deployment includes TCxWave, with an option for Toshiba SurePOS 785, also a premier point-of-sale solution, commencing in September 2013. Developed by award-winning industrial designers, the striking appearance of TCxWave allows retailers to use the technology throughout the store to create a consistent and positive shopping experience. The versatile design and functionality of the TCxWave point of sale, kiosk or self-service unit enables the freedom to use one platform for multiple purposes throughout the store, and the wide-screen format and gesture touch based screen affords investment protection for evolving retail space.

Danske Bank Launches mBanking Transfer Service

Smart phones users no longer need to know the beneficiary’s bank account to make a money transfer, just the recipients mobile telephone number. This allows bank transfers will be completed at the speed of an SMS and free of charge by entering the required amount and the beneficiary’s telephone number in a smartphone application. This service is particularly convenient for a circle of close acquaintances when it comes to paying for items purchase jointly, sharing the bill for dinner, or quickly transferring money to children. Mobile payment can be used not only for transfers of money, but also for money orders by specifying the required amount and pressing the confirmation button. Security and reliability of payments is ensured by additionally signing the transaction with a PIN code and allowing the user to set transaction limits himself.

Rovio Intros Angry Birds MasterCard Giftcard

Technologies (PCT) and Brandution have launched an Angry Birds Gift Card in the UK, available as a gift card and eventually as a reloadable prepaid card, will feature designs from both Angry Birds Classic and Angry Birds Space. Fans of Angry Birds of all ages will enjoy additional benefits in the form of a loyalty program and a mobile application for managing the card account while on the move. PCT have managed all aspects of the card development including website creation, app development and application processing including fraud monitoring. They are also running a 24/7 UK customer helpdesk and lost and stolen card reporting service on behalf of the Angry Birds card program. This card is issued by R. Raphael & Sons Plc pursuant to license by MasterCard International.

Digital River World Payments Deploys Barclaycard Acquiring

Barclaycard signed a new partnership agreement to provide full card acquiring services for Digital River World Payments to expand Barclaycard’s routes into market and allow Digital River to increase the European credit and debit card processing capabilities of its Payments solution. This agreement will simplify the process of taking card payments for many of these companies as they build, manage and grow their businesses, while trading in an increasingly growing global economy. By using Barclaycard’s secure and efficient card processing platform, Digital River World Payments can further enhance its ability to provide cost effective cross border online payments in Europe.