Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Primax Joins Smart Card Alliance

Primax, a premier provider of credit and debit card issuing and merchant acquiring programs, products and services, announced it has joined Smart Card Alliance in order to promote the common goals of understanding, adoption, use and widespread application of smart card technology in the U.S. Smart (EMV Chip) card technology enables Primax bank and credit union clients to issue credit cards with enhanced data security and integrity, and that are more broadly accepted worldwide. Primax provides a comprehensive roadmap to smart card issuance for financial institutions. From program build to testing, implementation services, card design, marketing, authorization management and fraud prevention, Primax offers the all-inclusive assistance necessary for successful smart card program deployment.

Dynamics Launches Branded Magstripe

This week Dynamics introduced another breakthrough in credit card design with the Industry’s first fully branded magnetic stripe. Introduced on the newly issued Longaberger ePlate Visa card, the previously plain dark mag stripe has now become a part of the overall card design. On the back of the card, Longaberger card holders are now reminded of that company’s “Made in America” commitment by a magnetic stripe design that features the company’s signature weave of an American flag. ePlate cards, were previously unbranded, and with the Longaberger version of the card, they now offer two branded designs on the front of the card featuring the Longaberger basket branding, or their signature “weave” design across the front of the card. On the back of the card, where users have become accustomed to a plain dark magnetic stripe, they will now find the Longaberger signature “weave” design featuring the American flag, which reinforced Longaberger’s commitment to American-made products.

Western Union Expands mTransfer Service

Western Union launched its new mobile money transfer service letting users send money into a mobile wallet. The new mobile money transfer service to integrates directly with eSewa, one of the leading digital wallet platforms in Nepal with more than 200,000 registered users. The functionality was developed through the collaborative efforts of Western Union, its Agent Nabil Bank Limited, and FonePay Pvt. Ltd., the owner of eSewa. Consumers in Nepal who subscribe to the eSewa mobile wallet now have the option of receiving a Western Union Money Transfer® transaction on their mobile phones, or through eSewa’s web interface. International money transfers for mobile pick-up can be initiated at westernunion.com in 23 countries, or at participating Western Union Agent locations worldwide.

ANZ Launches mBanking App for Android

ANZ launched ANZ Transactive – Mobile for Android devices to provide its corporate customers with even greater visibility and control of their cash management activities. Launched in 2012 for iPhones and iPads, ANZ Transactive – Mobile allows customers to remotely monitor real-time account balances, view current and prior-day transactions, approve and release payments and obtain dynamic FX rates.

Wells Fargo Waives Remittance Transfer Fees to Flood Victims

Wells Fargo & Company is temporarily waiving all remittance transfer fees for ExpressSend® transfers from a linked checking or savings account for customers sending money using the ExpressSend service to friends and family impacted by the floods in the Philippines. The fee waiver is effective August 26, through September 15, 2013. The ExpressSend service allows your beneficiary to receive funds at over 6,400 locations in the Philippines, including all offices of BPI, BDO Unibank, M. Lhuillier, Metrobank and Cebuana Lhuillier.

AnywhereCommerce & Spindle Partner on mPOS

AnywhereCommerce has reached an agreement with mobile commerce solutions provider, Spindle, Inc., to provide mobile point-of-sale (mPOS) products for Spindle’s MeNetwork mobile commerce offering. Through this relationship, AnywhereCommerce will provide MeNetwork™ customers its patented magnetic-stripe card payment accepting technologies that turn smartphones and tablets into mobile payment terminals. Renowned for its MeNetwork brand of global mobile marketing services, Spindle is the leading developer of seamlessly integrated mobile payments and mobile marketing and branding solutions. Its customizable services enable mobile merchants around the world to strengthen connections with their consumers, differentiate themselves from the competition, and drive more business.

Shopify Announces POS System

Shopify ecommerce platform announced its Shopify POS system designed to let anybody easily sell in-store in addition to online. Shopify POS marks a new frontier for Shopify as they branch out from helping people create ecommerce stores, to helping people run and grow businesses across all levels of commerce. Shopify POS uses the same easy-to-use online store management system as its ecommerce platform, allowing merchants to manage all aspects of their business from one place. They can add a product or update inventory on one side of the system, and it is instantly updated across the board – creating an organized, seamless integration between selling online and selling in-store.

BullsEye Launches Mako PCI DSS

Provider of integrated telecommunications solutions, BullsEye, launches its new PCI DSS-enablement solution in partnership with Mako Networks, a world leader in PCI DSS compliance and network security management. Through this partnership BullsEye will continue to offer enhanced network management with the addition of a PCI compliance solution to its base and new customers. This partnership with Mako is a natural progression for BullsEye. The company (BullsEye) has been offering simplified network management as part of its current portfolio and this decision to partner with Mako now bolsters its ability to empower its clients to become and remain PCI DSS-compliant.

PNC Bank Upgrades 3600 ATM

PNC Bank customers have more convenient options to make deposits, cash checks and complete other transactions with the addition of new features to 3,600 ATMs. The installation of PNC DepositEasysm capabilities on ATMs in every PNC region began in 2012 and was completed this month. The “smart” ATMs, which can be located via pnc.com/depositeasy from among the bank’s 7,200 ATMs nationwide, enable customers to cash checks and deposit stacks of cash or checks without an envelope 24/7, 365 days a year. Justice said customers are increasingly taking advantage of PNC’s investments in services and technology. Prior to completion of the ATM upgrades, deposits via ATMs and mobile app increased to 23 percent of PNC’s total deposits in the second quarter compared to 14 percent last year.

Cardlytics Expands Internationally

Cardlytics Card-Linked Marketing launched its successful advertising platform, initially with Lloyds Banking Group. The U.K. market represents a new opportunity in Card-Linked Marketing, which allows advertisers to create purchase-targeted marketing, reaching consumers via their online and mobile banking applications. Online banking customers represent an important and engaged consumer channel: 50% of all U.K. adults report that they access their bank accounts over the internet, and 76% of those aged 25-34 report using the internet for online banking.